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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simply the best

Love the card, gives you live information on your spending. Payments are immediately credited to your card rather than waiting two working days. Brilliant. Reviewed on: 22nd February 2023

Ease

Very simple and straightforward Reviewed on: 22nd February 2023

super

i applyed for a credit card and the paymens are great iv never had a problem with them what so ever Reviewed on: 22nd February 2023

Fantastic company

Zopa credit card company is amazing. They sort out any problems I may have immediately in a polite, professional way, which you do not get with other credit card companies. Reviewed on: 22nd February 2023

Amazing services

Great service and a fantastic company! Reviewed on: 22nd February 2023

Money

Gave me money so I can spend it Reviewed on: 22nd February 2023

top marks for Zopa

Zopa helped me when no other company would. Reviewed on: 22nd February 2023

Easy peasy

Easy application and processing made dealing with Zopa smooth and effortless Reviewed on: 22nd February 2023

Fabulousssss company for a loan!!

Quick, Efficient and Easy!! Great company for your first time small loan. Reviewed on: 22nd February 2023

Very convenient

Ever since using card very satisfied Reviewed on: 22nd February 2023

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