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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic

Zopa have been amazing! The app is particularly very good and easy to navigate. Reviewed on: 22nd February 2023

Perfect

Zopa was available to me when I needed it most. Easy to apply. Simple to use App. Friendly company. Great customer service Reviewed on: 22nd February 2023

Very freindly also very understanding and efficient in the work you do

Very freindly also very understanding also fast and trustworthy people thank you Reviewed on: 22nd February 2023

Best credit card

The app is easy to manage and keeps you in control of your spending Reviewed on: 22nd February 2023

Zopa Abroad

I initially got this credit card to use abroad with no extra charges. It was so easy to use and I will gladly keep it for every foreign visit. In addition to this I get a regular text to remind me when my next payment s due! Reviewed on: 22nd February 2023

gave me credit

got me cash . Reviewed on: 22nd February 2023

Amazing experience and product

I was very reluctant at first as I didn’t want to see my credit going up, but it has actually changed my life (and credit score). Really pleased so far Reviewed on: 22nd February 2023

First choice at the till, great card and app

The Zopa credit card is widely accepted and very easy to manage using the app which includes credit help/tools which makes it my first choice when paying at the till. Reviewed on: 22nd February 2023

Absolutely fabulous

Fantastic company very easy to use app, with push notifications easy to set up Reviewed on: 22nd February 2023

Great credit card

Easy to apply,, extremely good website to use and manage and keep control of your card and easy customer service Reviewed on: 22nd February 2023

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