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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

good company

very good company very helpful when you have a question.... Reviewed on: 22nd February 2023

Review

A very well managed company. Excellent customer service well informed about other products Reviewed on: 22nd February 2023

Brilliant easy

Zopa is brilliant company! Customer service is amazing always happy to help ! Reviewed on: 22nd February 2023

Fantastic overall!

I've applied for a credit card and received it straight away and been using the app which is very easy to navigate and has all the info's you need. Reviewed on: 22nd February 2023

Great service and App

The app is so easy to use and has lots of information. Easy to make further repayments also. Reviewed on: 22nd February 2023

Top notch service easy to use you know your limit so its easy

I've had my card for nearly a year and it's so easy tou use safely because you cannot go over your set limit best thing I've ever done really happy I give it 10 stars Reviewed on: 22nd February 2023

Excellent service

Always ready to help,great app easy to use. Reviewed on: 22nd February 2023

Clear, accessible, supportive.

I’ve had a Zopa Credit Card for 3+ years. They are really clear with their fees, the app is easy to use, and they provide regular updates with how to improve your credit report/score. Really happy customer. Reviewed on: 22nd February 2023

Amazing

Applied and they got back very fast was an amazing way to get my card then they are amazing at keeping upto date with you based on your card options Reviewed on: 22nd February 2023

Fab App

Great little app and credit card easy to manage Reviewed on: 22nd February 2023

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