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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Abroad

I initially got this credit card to use abroad with no extra charges. It was so easy to use and I will gladly keep it for every foreign visit. In addition to this I get a regular text to remind me when my next payment s due! Reviewed on: 22nd February 2023

gave me credit

got me cash . Reviewed on: 22nd February 2023

Amazing experience and product

I was very reluctant at first as I didn’t want to see my credit going up, but it has actually changed my life (and credit score). Really pleased so far Reviewed on: 22nd February 2023

First choice at the till, great card and app

The Zopa credit card is widely accepted and very easy to manage using the app which includes credit help/tools which makes it my first choice when paying at the till. Reviewed on: 22nd February 2023

Absolutely fabulous

Fantastic company very easy to use app, with push notifications easy to set up Reviewed on: 22nd February 2023

Great credit card

Easy to apply,, extremely good website to use and manage and keep control of your card and easy customer service Reviewed on: 22nd February 2023

good company

very good company very helpful when you have a question.... Reviewed on: 22nd February 2023

Review

A very well managed company. Excellent customer service well informed about other products Reviewed on: 22nd February 2023

Brilliant easy

Zopa is brilliant company! Customer service is amazing always happy to help ! Reviewed on: 22nd February 2023

Fantastic overall!

I've applied for a credit card and received it straight away and been using the app which is very easy to navigate and has all the info's you need. Reviewed on: 22nd February 2023

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