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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

First choice at the till, great card and app

The Zopa credit card is widely accepted and very easy to manage using the app which includes credit help/tools which makes it my first choice when paying at the till. Reviewed on: 22nd February 2023

Absolutely fabulous

Fantastic company very easy to use app, with push notifications easy to set up Reviewed on: 22nd February 2023

Great credit card

Easy to apply,, extremely good website to use and manage and keep control of your card and easy customer service Reviewed on: 22nd February 2023

good company

very good company very helpful when you have a question.... Reviewed on: 22nd February 2023

Review

A very well managed company. Excellent customer service well informed about other products Reviewed on: 22nd February 2023

Brilliant easy

Zopa is brilliant company! Customer service is amazing always happy to help ! Reviewed on: 22nd February 2023

Fantastic overall!

I've applied for a credit card and received it straight away and been using the app which is very easy to navigate and has all the info's you need. Reviewed on: 22nd February 2023

Great service and App

The app is so easy to use and has lots of information. Easy to make further repayments also. Reviewed on: 22nd February 2023

Top notch service easy to use you know your limit so its easy

I've had my card for nearly a year and it's so easy tou use safely because you cannot go over your set limit best thing I've ever done really happy I give it 10 stars Reviewed on: 22nd February 2023

Excellent service

Always ready to help,great app easy to use. Reviewed on: 22nd February 2023

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