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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service and App

The app is so easy to use and has lots of information. Easy to make further repayments also. Reviewed on: 22nd February 2023

Top notch service easy to use you know your limit so its easy

I've had my card for nearly a year and it's so easy tou use safely because you cannot go over your set limit best thing I've ever done really happy I give it 10 stars Reviewed on: 22nd February 2023

Excellent service

Always ready to help,great app easy to use. Reviewed on: 22nd February 2023

Clear, accessible, supportive.

I’ve had a Zopa Credit Card for 3+ years. They are really clear with their fees, the app is easy to use, and they provide regular updates with how to improve your credit report/score. Really happy customer. Reviewed on: 22nd February 2023

Amazing

Applied and they got back very fast was an amazing way to get my card then they are amazing at keeping upto date with you based on your card options Reviewed on: 22nd February 2023

Fab App

Great little app and credit card easy to manage Reviewed on: 22nd February 2023

Superb credit card - application was really easy and setting up their app.was very simple.

Everything was simple, straightforward and delighted at credit limit which was updated shortly after use. Really good experience. Reviewed on: 22nd February 2023

Great Service

Great service from ZOPA which is all very easily managed through the app. The app itself is very easy to use and understand and not at all complicated or text heavy. Reviewed on: 22nd February 2023

Exerlant

Excellent experience would recommend to anyone thinking of getting a card Reviewed on: 22nd February 2023

Highly recommend

Keep you updated emails and text messages Reviewed on: 22nd February 2023

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