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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Superb credit card - application was really easy and setting up their app.was very simple.

5
Everything was simple, straightforward and delighted at credit limit which was updated shortly after use. Really good experience. Reviewed on: 22nd February 2023

Great Service

5
Great service from ZOPA which is all very easily managed through the app. The app itself is very easy to use and understand and not at all complicated or text heavy. Reviewed on: 22nd February 2023

Exerlant

5
Excellent experience would recommend to anyone thinking of getting a card Reviewed on: 22nd February 2023

Highly recommend

5
Keep you updated emails and text messages Reviewed on: 22nd February 2023

Credit card feedback

5
Superb service had my card now for a couple of years love it Reviewed on: 22nd February 2023

Great service

5
Really impressed with the quality of service from Zopa. Love that I can keep track using the app which has more features than a lot of other credit card apps. Reviewed on: 22nd February 2023

Great service

5
Easy get on with great app friendly staff Reviewed on: 22nd February 2023

Excellent Customer service

5
I would highly recommend anyone have a Zopa credit card. They are extremely supportive to individual needs. Reviewed on: 22nd February 2023

Great service

5
Always helpful whenever needed great customer service Reviewed on: 22nd February 2023

Helpful

5
Great company, good customer service! Reviewed on: 22nd February 2023

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