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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Credit card feedback

5
Superb service had my card now for a couple of years love it Reviewed on: 22nd February 2023

Great service

5
Really impressed with the quality of service from Zopa. Love that I can keep track using the app which has more features than a lot of other credit card apps. Reviewed on: 22nd February 2023

Great service

5
Easy get on with great app friendly staff Reviewed on: 22nd February 2023

Excellent Customer service

5
I would highly recommend anyone have a Zopa credit card. They are extremely supportive to individual needs. Reviewed on: 22nd February 2023

Great service

5
Always helpful whenever needed great customer service Reviewed on: 22nd February 2023

Helpful

5
Great company, good customer service! Reviewed on: 22nd February 2023

Satisfaction

5
Very satisfied with everyone that iv had to talk to from the company they have made it so easy for me to keep on top ov my finances Reviewed on: 22nd February 2023

Zopa the best

5
Very reliable, efficient and true to their words. Reviewed on: 22nd February 2023

Easy to apply and manage via the app.

5
After needing urgent money help due to a family emergency and knowing my credit score wasn't brilliant..zopa helped me. Easy to apply for and quick. Reviewed on: 22nd February 2023

Great card.

5
I love my card and Zopa have been extremely helpful Reviewed on: 22nd February 2023

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