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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Clear, accessible, supportive.

5
I’ve had a Zopa Credit Card for 3+ years. They are really clear with their fees, the app is easy to use, and they provide regular updates with how to improve your credit report/score. Really happy customer. Reviewed on: 22nd February 2023
Ashley's avatar
Ashley

Amazing

5
Applied and they got back very fast was an amazing way to get my card then they are amazing at keeping upto date with you based on your card options Reviewed on: 22nd February 2023
Dale speed's avatar
Dale speed

Fab App

5
Great little app and credit card easy to manage Reviewed on: 22nd February 2023
cameron's avatar
cameron

Superb credit card - application was really easy and setting up their app.was very simple.

5
Everything was simple, straightforward and delighted at credit limit which was updated shortly after use. Really good experience. Reviewed on: 22nd February 2023
Simon Binks's avatar
Simon Binks

Great Service

5
Great service from ZOPA which is all very easily managed through the app. The app itself is very easy to use and understand and not at all complicated or text heavy. Reviewed on: 22nd February 2023
Darren Kennedy's avatar
Darren Kennedy

Exerlant

5
Excellent experience would recommend to anyone thinking of getting a card Reviewed on: 22nd February 2023
Gary Osman's avatar
Gary Osman

Highly recommend

5
Keep you updated emails and text messages Reviewed on: 22nd February 2023
Jo's avatar
Jo

Credit card feedback

5
Superb service had my card now for a couple of years love it Reviewed on: 22nd February 2023
scsphudson@hotmail.com's avatar
[email protected]

Great service

5
Really impressed with the quality of service from Zopa. Love that I can keep track using the app which has more features than a lot of other credit card apps. Reviewed on: 22nd February 2023
Alison Key's avatar
Alison Key

Great service

5
Easy get on with great app friendly staff Reviewed on: 22nd February 2023
David gill 's avatar
David gill

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