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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa the best

Very reliable, efficient and true to their words. Reviewed on: 22nd February 2023

Easy to apply and manage via the app.

After needing urgent money help due to a family emergency and knowing my credit score wasn't brilliant..zopa helped me. Easy to apply for and quick. Reviewed on: 22nd February 2023

Great card.

I love my card and Zopa have been extremely helpful Reviewed on: 22nd February 2023

Review

Good customer service, excellent company. Informative app Reviewed on: 22nd February 2023

Simple quick and cost effective

The app is very user friendly from budgeting tools to viewing your pins and getting g advice. Reviewed on: 22nd February 2023

Easy to use app and application process

Zopa are responsive and have an easy to use app for making payments and checking balances. Easy to communicate with the Zopa team via the app. Thank you Reviewed on: 22nd February 2023

Very easy straight forward

I was really pleased with this service I’ve nearly cleared it it was a 0% balance transfer Reviewed on: 22nd February 2023

Hassle free

The app makes everything easy to access and control from your phone Reviewed on: 22nd February 2023

Gr8 company

Excellent service. I Was excepted and card arrived in no time at all. Reviewed on: 22nd February 2023

Quick and efficient

Very quick polite and efficient service highly recommend Reviewed on: 22nd February 2023

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