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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Well pleased at present

Customer services send alerts and keep you updated with your transactions and payments. No suprises Reviewed on: 22nd February 2023

Great credit card

Simple quick and great for the average joe Reviewed on: 22nd February 2023

Zopa Credit Card

One of the best credit cards. The app is fantastic and makes using the card, making payments and keeping abreast of information very easy. Great customer service Reviewed on: 22nd February 2023

Quick, easy and reliable

Always updated very quickly with your transactions. It's really easy to use and reliable, so you can count on it. Reviewed on: 22nd February 2023

Credit Card

interest rate is really good, and your are kept informed of how your credit is doing generally Reviewed on: 22nd February 2023

Credit booster

Gave me the chance to renew my finances, build for a better future and live a little whilst doing it. Great reliable, easy to use and understand service. Reviewed on: 22nd February 2023

Great App & Easy To Use

Such a great application and delivery process. The app is super easy to use, explains everything and is straight forward. I love the notifications of spend as well once you e spent something. Reviewed on: 22nd February 2023

Really amazing credit card

Really easy credit card to set up. The App is amazing on telling you what you have left and what you’ve spent. The only downside is you can’t add Zopa to ApplePay so have to use the physical card. Reviewed on: 22nd February 2023

Best customer care service

Wonderful customer care service I had from Zopa. Great stuff Reviewed on: 22nd February 2023

Total ease of all procedures

From day one to application through to after care it's been so easy and reassuring to know help is just a phonecall or app away 10/10 Reviewed on: 22nd February 2023

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