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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick, easy and reliable

Always updated very quickly with your transactions. It's really easy to use and reliable, so you can count on it. Reviewed on: 22nd February 2023

Credit Card

interest rate is really good, and your are kept informed of how your credit is doing generally Reviewed on: 22nd February 2023

Credit booster

Gave me the chance to renew my finances, build for a better future and live a little whilst doing it. Great reliable, easy to use and understand service. Reviewed on: 22nd February 2023

Great App & Easy To Use

Such a great application and delivery process. The app is super easy to use, explains everything and is straight forward. I love the notifications of spend as well once you e spent something. Reviewed on: 22nd February 2023

Really amazing credit card

Really easy credit card to set up. The App is amazing on telling you what you have left and what you’ve spent. The only downside is you can’t add Zopa to ApplePay so have to use the physical card. Reviewed on: 22nd February 2023

Best customer care service

Wonderful customer care service I had from Zopa. Great stuff Reviewed on: 22nd February 2023

Total ease of all procedures

From day one to application through to after care it's been so easy and reassuring to know help is just a phonecall or app away 10/10 Reviewed on: 22nd February 2023

Great card

Easy to use and the app is brill it’s the only card I use now Reviewed on: 22nd February 2023

Clear and simple financing

Great App and clear information about your product. You always know where you are Reviewed on: 22nd February 2023

Zopa is the best!

Never had any problems. Very satisfied!! Reviewed on: 22nd February 2023

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