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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great card

Easy to use and the app is brill it’s the only card I use now Reviewed on: 22nd February 2023

Clear and simple financing

Great App and clear information about your product. You always know where you are Reviewed on: 22nd February 2023

Zopa is the best!

Never had any problems. Very satisfied!! Reviewed on: 22nd February 2023

Brilliant and friendly

Always there to listen and help fantastic people Reviewed on: 22nd February 2023

Outstanding customer service

Very simple no complications great customer service Reviewed on: 22nd February 2023

Pani

Best and fastest service I ever seen in my life Reviewed on: 22nd February 2023

They are so supportive informative easy to use and their budget is amazing

Just all round features are brilliant Reviewed on: 22nd February 2023

Excellent customer service / easy to use app

I have had Zopa for about 13 months / what an easy app especially when you are dyslexic / well done - little companies need recognition to Reviewed on: 22nd February 2023

Nice

The app works well, easy to use and the rates for some are competitive Reviewed on: 22nd February 2023

A nice must have

Thankfully though the interest rates seem high, thankfully its not like a payday loan. Reviewed on: 22nd February 2023

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