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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very easy straight forward

I was really pleased with this service I’ve nearly cleared it it was a 0% balance transfer Reviewed on: 22nd February 2023

Hassle free

The app makes everything easy to access and control from your phone Reviewed on: 22nd February 2023

Gr8 company

Excellent service. I Was excepted and card arrived in no time at all. Reviewed on: 22nd February 2023

Quick and efficient

Very quick polite and efficient service highly recommend Reviewed on: 22nd February 2023

Well pleased at present

Customer services send alerts and keep you updated with your transactions and payments. No suprises Reviewed on: 22nd February 2023

Great credit card

Simple quick and great for the average joe Reviewed on: 22nd February 2023

Zopa Credit Card

One of the best credit cards. The app is fantastic and makes using the card, making payments and keeping abreast of information very easy. Great customer service Reviewed on: 22nd February 2023

Quick, easy and reliable

Always updated very quickly with your transactions. It's really easy to use and reliable, so you can count on it. Reviewed on: 22nd February 2023

Credit Card

interest rate is really good, and your are kept informed of how your credit is doing generally Reviewed on: 22nd February 2023

Credit booster

Gave me the chance to renew my finances, build for a better future and live a little whilst doing it. Great reliable, easy to use and understand service. Reviewed on: 22nd February 2023

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