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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant and friendly

Always there to listen and help fantastic people Reviewed on: 22nd February 2023

Outstanding customer service

Very simple no complications great customer service Reviewed on: 22nd February 2023

Pani

Best and fastest service I ever seen in my life Reviewed on: 22nd February 2023

They are so supportive informative easy to use and their budget is amazing

Just all round features are brilliant Reviewed on: 22nd February 2023

Excellent customer service / easy to use app

I have had Zopa for about 13 months / what an easy app especially when you are dyslexic / well done - little companies need recognition to Reviewed on: 22nd February 2023

Nice

The app works well, easy to use and the rates for some are competitive Reviewed on: 22nd February 2023

A nice must have

Thankfully though the interest rates seem high, thankfully its not like a payday loan. Reviewed on: 22nd February 2023

Excellent

Great service whenever I've required communication Reviewed on: 22nd February 2023

Trusted company

The process of getting my credit card couldn’t have any smoother. Many thanks Reviewed on: 22nd February 2023

Easy, friendly and helpful

So easy to set up, super easy to speak to someone when needed unlike some other banks! Mobile app is great, and would recommend. Reviewed on: 22nd February 2023

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