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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great App & Easy To Use

Such a great application and delivery process. The app is super easy to use, explains everything and is straight forward. I love the notifications of spend as well once you e spent something. Reviewed on: 22nd February 2023

Really amazing credit card

Really easy credit card to set up. The App is amazing on telling you what you have left and what you’ve spent. The only downside is you can’t add Zopa to ApplePay so have to use the physical card. Reviewed on: 22nd February 2023

Best customer care service

Wonderful customer care service I had from Zopa. Great stuff Reviewed on: 22nd February 2023

Total ease of all procedures

From day one to application through to after care it's been so easy and reassuring to know help is just a phonecall or app away 10/10 Reviewed on: 22nd February 2023

Great card

Easy to use and the app is brill it’s the only card I use now Reviewed on: 22nd February 2023

Clear and simple financing

Great App and clear information about your product. You always know where you are Reviewed on: 22nd February 2023

Zopa is the best!

Never had any problems. Very satisfied!! Reviewed on: 22nd February 2023

Brilliant and friendly

Always there to listen and help fantastic people Reviewed on: 22nd February 2023

Outstanding customer service

Very simple no complications great customer service Reviewed on: 22nd February 2023

Pani

Best and fastest service I ever seen in my life Reviewed on: 22nd February 2023

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