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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Fantastic

5
Excellent easy to use credit card with reasonable interest rates. Reviewed on: 22nd February 2023
Welshie1981's avatar
Welshie1981

excellent card

5
Card is easy to use especially with managing it via the app. Statements are easy to understand and payments are clearly seen as soon as paid. Reviewed on: 22nd February 2023
Hazel O'Donnell's avatar
Hazel O'Donnell

Awesome Credit Company

5
I’ve been with Zopa for over a year and i can gladly say it’s one of the best credit companies out there. They have great customer services and lots of benefits Reviewed on: 22nd February 2023
Yordan Angelov's avatar
Yordan Angelov

Best card company

5
Easy to use app, great communication Reviewed on: 22nd February 2023
Steve H's avatar
Steve H

Excellent customer service

5
Gave me a credit card whilst I was trying g to build up my credit rating. Nice to see a company giving people a chance. Reviewed on: 22nd February 2023
Theresa Murray's avatar
Theresa Murray

Easy and helpful

5
The whole process from start to now was easy peasy! Had to call once and outstanding customer service. Reviewed on: 22nd February 2023
Bradley Smith's avatar
Bradley Smith

Excellent interest rates

5
Interest rate is really good app is easy to use accepted everywhere great credit card and company Reviewed on: 22nd February 2023
Lynn Fraser's avatar
Lynn Fraser

Simple and easy

5
Everything about the card service is simple and easy the app is easy to understand pay and view your bill everything is as it should be Reviewed on: 22nd February 2023
steven mccurdy's avatar
steven mccurdy

Reliable Company

5
I like Zopa. Interest rate doesn't go up n down like some other companies. Easy to use abroad Reviewed on: 22nd February 2023
C R's avatar
C R

Fantastic

5
Very reliable and there when i need it Reviewed on: 22nd February 2023
Terence edwards's avatar
Terence edwards

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