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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

They are so supportive informative easy to use and their budget is amazing

Just all round features are brilliant Reviewed on: 22nd February 2023

Excellent customer service / easy to use app

I have had Zopa for about 13 months / what an easy app especially when you are dyslexic / well done - little companies need recognition to Reviewed on: 22nd February 2023

Nice

The app works well, easy to use and the rates for some are competitive Reviewed on: 22nd February 2023

A nice must have

Thankfully though the interest rates seem high, thankfully its not like a payday loan. Reviewed on: 22nd February 2023

Excellent

Great service whenever I've required communication Reviewed on: 22nd February 2023

Trusted company

The process of getting my credit card couldn’t have any smoother. Many thanks Reviewed on: 22nd February 2023

Easy, friendly and helpful

So easy to set up, super easy to speak to someone when needed unlike some other banks! Mobile app is great, and would recommend. Reviewed on: 22nd February 2023

Fantastic

Excellent easy to use credit card with reasonable interest rates. Reviewed on: 22nd February 2023

excellent card

Card is easy to use especially with managing it via the app. Statements are easy to understand and payments are clearly seen as soon as paid. Reviewed on: 22nd February 2023

Awesome Credit Company

I’ve been with Zopa for over a year and i can gladly say it’s one of the best credit companies out there. They have great customer services and lots of benefits Reviewed on: 22nd February 2023

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