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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent Company

App is excellent and easy to use - love that you receive a message everytime you use/pay card which would alert you immediately if your card was being used when it shouldn't be - secirity is brilliant Reviewed on: 22nd February 2023

Excellent advice and service

No problems from day 1. Super company Reviewed on: 22nd February 2023

Too easy by far!

Having had my Zopa credit card for a while now it makes controlling my finances so easy. Via the app I have total accessibility to manage all aspects of the card and cannot recommend highly enough. Reviewed on: 22nd February 2023

It saved my spending

It helped my finance and boost my credit ability and helped family spending Reviewed on: 22nd February 2023

Recommend

I recommend zopa and vote for them Reviewed on: 22nd February 2023

Good for Credit build and rebuild.

Really easy to take, and helpfull for credit score build. Just APR can get lower level Reviewed on: 22nd February 2023

EXCELLENT

I have had a Zopa credit card for a while now never had an issue great compony Reviewed on: 22nd February 2023

Zope credit card- simply the best

Great card with great APR, also helped to boost the credit score Reviewed on: 22nd February 2023

Could improve

Could improve their services and the rates aren’t the best either. Reviewed on: 22nd February 2023

Good job

Good credit card with nice app easy to use Reviewed on: 22nd February 2023

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