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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card company

Easy to use app, great communication Reviewed on: 22nd February 2023

Excellent customer service

Gave me a credit card whilst I was trying g to build up my credit rating. Nice to see a company giving people a chance. Reviewed on: 22nd February 2023

Easy and helpful

The whole process from start to now was easy peasy! Had to call once and outstanding customer service. Reviewed on: 22nd February 2023

Excellent interest rates

Interest rate is really good app is easy to use accepted everywhere great credit card and company Reviewed on: 22nd February 2023

Simple and easy

Everything about the card service is simple and easy the app is easy to understand pay and view your bill everything is as it should be Reviewed on: 22nd February 2023

Reliable Company

I like Zopa. Interest rate doesn't go up n down like some other companies. Easy to use abroad Reviewed on: 22nd February 2023

Fantastic

Very reliable and there when i need it Reviewed on: 22nd February 2023

Excellent Company

App is excellent and easy to use - love that you receive a message everytime you use/pay card which would alert you immediately if your card was being used when it shouldn't be - secirity is brilliant Reviewed on: 22nd February 2023

Excellent advice and service

No problems from day 1. Super company Reviewed on: 22nd February 2023

Too easy by far!

Having had my Zopa credit card for a while now it makes controlling my finances so easy. Via the app I have total accessibility to manage all aspects of the card and cannot recommend highly enough. Reviewed on: 22nd February 2023

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