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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

It saved my spending

It helped my finance and boost my credit ability and helped family spending Reviewed on: 22nd February 2023

Recommend

I recommend zopa and vote for them Reviewed on: 22nd February 2023

Good for Credit build and rebuild.

Really easy to take, and helpfull for credit score build. Just APR can get lower level Reviewed on: 22nd February 2023

EXCELLENT

I have had a Zopa credit card for a while now never had an issue great compony Reviewed on: 22nd February 2023

Zope credit card- simply the best

Great card with great APR, also helped to boost the credit score Reviewed on: 22nd February 2023

Could improve

Could improve their services and the rates aren’t the best either. Reviewed on: 22nd February 2023

Good job

Good credit card with nice app easy to use Reviewed on: 22nd February 2023

Great Bank

Zopa are a great bank, you can save money with them, add money to your credid card, also ge car loans, I am very pleased with them Reviewed on: 22nd February 2023

The best credit card

One of if not the best credit cards Ive ever had Reviewed on: 22nd February 2023

absolutely awesome

absolutlely the best credit card provider well informed about everything that is happening well in advance and have introduced one of my friends and my son Reviewed on: 22nd February 2023

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