Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy and efficient from start to finish

Very easy to apply decision in seconds whole process was a breeze would highly recommend Reviewed on: 29th March 2023

Great experience with Zopa

Best credit card provider, very affordable repayments and interest is very fair Reviewed on: 29th March 2023

Amazing

They are so simple and straightforward with their offers and I love it Reviewed on: 28th March 2023

Easy to use bank application

Easy to use and navigate , love the Zopa application Reviewed on: 28th March 2023

Fantastic

Quick easy sign up Fantastic service Great app Reviewed on: 28th March 2023

Handy Card

Great app which is too easy to use. Reviewed on: 27th March 2023

Highly recommend

Great service, any questions I have ,send a quick message on the app and an agent gets back to me quickly, helpful team. App is easy to use. Reviewed on: 27th March 2023

Best Bank

Thank you for all your help first class in every aspect Reviewed on: 26th March 2023

Brilliant and very helpful

Couldn’t be more helpful and able to help with all my requests. Great service and five stars all round. Reviewed on: 25th March 2023

Brilliant work

Great very encouraging brilliant fantastic excellent effort to education of people of any age Reviewed on: 25th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
British Airways credit card
from American Express 4.06 from 93 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub