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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Highly recommend

Great service, any questions I have ,send a quick message on the app and an agent gets back to me quickly, helpful team. App is easy to use. Reviewed on: 27th March 2023

Best Bank

Thank you for all your help first class in every aspect Reviewed on: 26th March 2023

Brilliant and very helpful

Couldn’t be more helpful and able to help with all my requests. Great service and five stars all round. Reviewed on: 25th March 2023

Brilliant work

Great very encouraging brilliant fantastic excellent effort to education of people of any age Reviewed on: 25th March 2023

Credit card

Easy application and nothing hidden, decent CC Reviewed on: 25th March 2023

Very easy and great service to use.

Great experience using zopa, comes in hand we I really need it. Reviewed on: 25th March 2023

Zopa super

Very friendly service and no matter the problem or queries very helpful company. No 1 Reviewed on: 23rd March 2023

Great service

Help when needed,,................ Reviewed on: 23rd March 2023

Outstanding

I never expected to be able to get a credit card but I applied for one with Zopa and got accepted. I only have it for emergencies but great full for it Reviewed on: 22nd March 2023

Excellent service

Zopa have an excellent team of advisors who have helped me on numerous occasions because I don’t have access to a computer, laptop or tablet. I’m also not computer literate and can find it overwhelming but the staff are friendly, polite and always explain everything to me in simple terms with patience Reviewed on: 22nd March 2023

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