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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Is good

I have credit card and small save is very good for me Reviewed on: 3rd April 2023

Excellent

Great card , and chance if savings as well. Easy app to use Reviewed on: 3rd April 2023

Zopa the easiest card

Zopa on the app simple to follow and an interest paying savings account all in one Pay in full every month and see your savings grow Reviewed on: 3rd April 2023

Use abroad

I have used the Zopa card abroad on holiday without incurring transaction charges.My credit limit has increased so I do not have to go above 70% of my credit limit which the credit reference agencies do not like. Recommended for use abroad. Reviewed on: 3rd April 2023

Very user friendly

Very user friendly and easy to use app Reviewed on: 3rd April 2023

Absolutely amazing company

I was declined for a credit card when I needed it the most. Zopa accepted me straight away and have been nothing but helpful. I would recommend them to anyone and everyone I can Reviewed on: 3rd April 2023

User friendly

Fantastic company-very user friendly Reviewed on: 3rd April 2023

Fantastic

Fantastic they can’t do enough for me Reviewed on: 3rd April 2023

What you see is what you get

Ever since I was accepted for a ZOPA card I have always felt looked after, no matter to whom I have spoken at ZOPA. A very professional team who have always seemed to have their customers concerns as their priority. I always talk to a knowledgeable person and never has had to pass me from one person to another because they couldn’t help me. That is, unless they have to pass you to another team. I have had no problem recommending ZOPA to my family and friends and will be continuing to do that knowing they would receive the same professional assistance as I have always been able to get. Reviewed on: 3rd April 2023

Great Card great App

All round easy to use and accessible, very good App Reviewed on: 3rd April 2023

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