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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Really help full

Great customer service, always someone to talk to , don't get passed around Reviewed on: 30th March 2023

Easy to use

Zopa is so easy to manage and they always keep you updated so no chance of out of control which is great Reviewed on: 30th March 2023

Easy to apply

Good customer service and easy application, high apr but love the fact if its dose not charge for foreign currency Reviewed on: 29th March 2023

Easy-peasy

No-faff credit card, perfect for spending while abroad. Reviewed on: 29th March 2023

Easy and efficient from start to finish

Very easy to apply decision in seconds whole process was a breeze would highly recommend Reviewed on: 29th March 2023

Great experience with Zopa

Best credit card provider, very affordable repayments and interest is very fair Reviewed on: 29th March 2023

Amazing

They are so simple and straightforward with their offers and I love it Reviewed on: 28th March 2023

Easy to use bank application

Easy to use and navigate , love the Zopa application Reviewed on: 28th March 2023

Fantastic

Quick easy sign up Fantastic service Great app Reviewed on: 28th March 2023

Handy Card

Great app which is too easy to use. Reviewed on: 27th March 2023

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