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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Fantastic they can’t do enough for me Reviewed on: 3rd April 2023

What you see is what you get

Ever since I was accepted for a ZOPA card I have always felt looked after, no matter to whom I have spoken at ZOPA. A very professional team who have always seemed to have their customers concerns as their priority. I always talk to a knowledgeable person and never has had to pass me from one person to another because they couldn’t help me. That is, unless they have to pass you to another team. I have had no problem recommending ZOPA to my family and friends and will be continuing to do that knowing they would receive the same professional assistance as I have always been able to get. Reviewed on: 3rd April 2023

Great Card great App

All round easy to use and accessible, very good App Reviewed on: 3rd April 2023

Excellent services

Very helpful in dealing with costumers queries/needs. Reviewed on: 1st April 2023

Very good and helps credit rating.

Very easy to use app, and good info on app, informative and easy to use Reviewed on: 1st April 2023

Credit card

Good interest, nice app and pots functionality is great Reviewed on: 31st March 2023

Really help full

Great customer service, always someone to talk to , don't get passed around Reviewed on: 30th March 2023

Easy to use

Zopa is so easy to manage and they always keep you updated so no chance of out of control which is great Reviewed on: 30th March 2023

Easy to apply

Good customer service and easy application, high apr but love the fact if its dose not charge for foreign currency Reviewed on: 29th March 2023

Easy-peasy

No-faff credit card, perfect for spending while abroad. Reviewed on: 29th March 2023

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