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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Responsible lender

I’m using zopa credit card over an year and I do repayment on time every month thus zopa kind enough to increase my credit limit Reviewed on: 27th February 2023

..

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Excellent customer service and easy to manage

Customer service is excellent and they are fully aware of the product. Gives all the necessary information when asked. Reviewed on: 27th February 2023

Best

Never had any problems with the company Reviewed on: 27th February 2023

Brilliant

Zopa credit card has been for me a brilliant, simple straightforward, card I highly recommend this one Reviewed on: 27th February 2023

So easy to use

So easy to use. Clear and friendly information. Brilliant! Reviewed on: 27th February 2023

Credit card review

Does what it says. All processes were easy to complete Reviewed on: 27th February 2023

Credit Card

Zopa have one of the best credit card on the market. I would like to recommend this credit card for 100%. Satisfaction guaranty. Reviewed on: 27th February 2023

Great experience

I found this card easy to apply for, use and monitor my spending Reviewed on: 27th February 2023

Credit card management

I was approved for a Zopa card with a low limit as my credit was poor. I have been using it regularly for over a year now and I have had my limit increased presumably as a direct result of my usage of my zopa card. I can make payments easily through the app. It is a good experience. Reviewed on: 27th February 2023

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