Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

View other Zopa products

4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Good easy and helpful and an excellent service Reviewed on: 24th February 2023

The App is easy to install and use

The App is easy to install and use. Good customer service, Reviewed on: 24th February 2023

Great help

You get real advise to improve your financial situation Reviewed on: 24th February 2023

Easy credit card

Easy to get and use and helps with my credit score Reviewed on: 24th February 2023

No apple

Because Zopa doesn’t work with Apple Pay I’m much less likely to use it. This means I, & Zopa loose out. I’m sure & hope that Zopa will look to change this in the future. Reviewed on: 24th February 2023

Top notch service

no dramas from anyone, notifications to inform me of my statement and even offered me a raise of credit with no stress to accept! Reviewed on: 24th February 2023

Very good service

Easy to use app, Very useful information, helpful and friendly service Reviewed on: 24th February 2023

Very good

Very easy to apply, the app has great user interface. Reviewed on: 23rd February 2023

Clear and easy

Zopa has been an easy to use credit card that I’ve never had an issue with. Recently went abroad and used just this for all purchases for no additional charges so it was very handy! Reviewed on: 23rd February 2023

Zopa Best Credit card

I would highly recommend using Zopa excellent service and easily accessible by app or email Fantastic Company Reviewed on: 23rd February 2023

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Credit card
from Vanquis 4.43 from 599 reviews
Purchase Credit Card
from Halifax 3.50 from 19 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub