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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43487 reviews)

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4.94

Based on 43,487 reviews, last reviewed 18th Mar 2026

155450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had mine now 12 months plus and no problems a... I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43487)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Always a great experience .. helpful

Always a great experience staff incredibly helpful .. and customer service is always great Reviewed on: 15th January 2026

The app is very helpful and easy to use and team are...

The app is very helpful and easy to use and team are very helpful is I can’t solve it on the app Reviewed on: 15th January 2026

Excellent company and great service

Excellent company and great service Reviewed on: 15th January 2026

Very easy to Zopa found them excellent

Very easy to Zopa found them excellent Reviewed on: 15th January 2026

Easy to use and customer support has always been go.

Easy to use and customer support has always been go. Reviewed on: 15th January 2026

very good everything easy to sort out

very good everything easy to sort out Reviewed on: 15th January 2026

The best credit card

Fantastic experience,card arrived extremely fast and the app worked faultlessly. Reviewed on: 15th January 2026

All the benefits of using a credit card and easy to...

All the benefits of using a credit card and easy to keep up to date on the app ,check your spending and easy ways to make a payment. Also add your card to your phone wallet for easy payment. Reviewed on: 15th January 2026

Very helpful.

Very helpful.very good very profesional Reviewed on: 15th January 2026

Absolutely recommend Zopa to everyone.

Applied for the card, had reply immediately. Absolutely love the app. Sends a notification when used and keeps me updated with spending and payments. I can hand on heart say I haven't experienced any negative things. Reviewed on: 15th January 2026

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