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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy transactions

Easy transaction. All app based. Easy step by step guide. Help line available if needed. Reviewed on: 6th March 2026

Friendly helpful staff answered my questions confide...

Friendly helpful staff answered my questions confidently Reviewed on: 6th March 2026

Great service since I joined, rewards loyalty and he...

Great service since I joined, rewards loyalty and helps make managing money easy Reviewed on: 6th March 2026

App is great, apple pay just added

App is great, apple pay just added Reviewed on: 6th March 2026

Overall very Good

All good easy to use app and apply for different finance Reviewed on: 6th March 2026

I find that zopa is efficient easy to use and welcom...

I find that zopa is efficient easy to use and welcome in most places Reviewed on: 6th March 2026

Easy to use.

Easy to use. Very efficient and the app is straightforward Reviewed on: 6th March 2026

Very easy to deal with, quick decisions

Very easy to deal with, quick decisions Reviewed on: 6th March 2026

Very reliable delivery on card great rates easy paym...

Very reliable delivery on card great rates easy payment Reviewed on: 6th March 2026

easy to use and full of information

easy to use and full of information Reviewed on: 6th March 2026

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
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from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

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