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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service

the team are constantly watching how you spend and won’t let your limit go up with out you being able to afford it ! great company! it’s helped me a lot Reviewed on: 22nd February 2023

Very helpful

For the moment the best off the best!!!!!!!!!! Reviewed on: 22nd February 2023

The app is fantastic and easy-to-use

The app is very good and helpful to manage your money , and over all much better than other providers Reviewed on: 22nd February 2023

Good service

Update r given about credit score Reviewed on: 22nd February 2023

Friendly service

Very good app ,friendly concise service Reviewed on: 22nd February 2023

Seamless, quick, professional!

Everything has been spot on, exceeding my expectations. Easy application process, slik application for your device which makes it easy to manage your accounts, dedicated costumer support service. Can't ask for anything more! Reviewed on: 22nd February 2023

Great credit card

Never had any issues. Good communication Reviewed on: 22nd February 2023

Good

I happy to use this card ,positive response for any enquiries and good customer support team. Reviewed on: 22nd February 2023

Easy to use

The app is great and well protected and gives lots of information and balances and how Much is limit Reviewed on: 22nd February 2023

Best travel card

Best card to take abroad with 0% fee Reviewed on: 22nd February 2023

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