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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Does what it says on the time

5
You get to know your charges and plan ahead Reviewed on: 22nd February 2023
sheds.chefs-0f@icloud.com's avatar
[email protected]

Good credit builder

5
Excellent card to have as a safety net Reviewed on: 22nd February 2023
DAnderson's avatar
DAnderson

Very good

4
Nice experience,good product,good offer Reviewed on: 22nd February 2023
Camelia Caramalau's avatar
Camelia Caramalau

Excellent

5
Helpful friendly staff easy to use app Reviewed on: 22nd February 2023
Stuart Whiting's avatar
Stuart Whiting

Good company

5
Approved me a credit card when nobody else would and since helped me better my credit score and help me get a mortgage Reviewed on: 22nd February 2023
Victoria Smirnova's avatar
Victoria Smirnova

Easy application

5
It helps a lot especially when i was very broke. I used my zopa card to buy foodstuffs in the house for myself and my kids. Reviewed on: 22nd February 2023
Opeyemi Sobogun's avatar
Opeyemi Sobogun

An ideal card

5
This card let's you stay within your spending comfort zone, unlike some that give huge limits straight away and tends to lead ppl into over spending Reviewed on: 22nd February 2023
Patrick Smith 's avatar
Patrick Smith

Perfect credit card

5
App is brilliant to use , very understanding and good for building credit score Reviewed on: 22nd February 2023
Barrys1053@hotmail.com's avatar
[email protected]

So easy to apply

5
Signing up was simple. The app is very easy to get your way around. The spending cushion limit is a good option too as it helps to prevent over spending over a specific time period if u know its going to be a tight month. I also like the budgeting and help tips regarding your credit rating. Will definitely recommend to anyone. Reviewed on: 22nd February 2023
Lorena Stewart's avatar
Lorena Stewart

Very good

5
Easy peasey great people great start up pay on time increase time with credit increase Reviewed on: 22nd February 2023
Jason Thomas's avatar
Jason Thomas

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