Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Seamless, quick, professional!

Everything has been spot on, exceeding my expectations. Easy application process, slik application for your device which makes it easy to manage your accounts, dedicated costumer support service. Can't ask for anything more! Reviewed on: 22nd February 2023

Great credit card

Never had any issues. Good communication Reviewed on: 22nd February 2023

Good

I happy to use this card ,positive response for any enquiries and good customer support team. Reviewed on: 22nd February 2023

Easy to use

The app is great and well protected and gives lots of information and balances and how Much is limit Reviewed on: 22nd February 2023

Best travel card

Best card to take abroad with 0% fee Reviewed on: 22nd February 2023

The best credit card

It’s quick and easy to use and the best credit card till now =))) Reviewed on: 22nd February 2023

Pretty happy

Mainly positive and would recommend, only negative is APR higher that other lenders Reviewed on: 22nd February 2023

Great company

Zopa are one of the best company’s I have ever dealt with, they gave me a credit card when I needed one and it was hassle free. Reviewed on: 22nd February 2023

Great overall service

I have been with them since last few years , always found them great customer service Reviewed on: 22nd February 2023

Excellent service and easy to apply

Quick easy, application process and the online help is fantastic Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub