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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great company

Zopa are one of the best company’s I have ever dealt with, they gave me a credit card when I needed one and it was hassle free. Reviewed on: 22nd February 2023

Great overall service

I have been with them since last few years , always found them great customer service Reviewed on: 22nd February 2023

Excellent service and easy to apply

Quick easy, application process and the online help is fantastic Reviewed on: 22nd February 2023

My favourite card

Zopa credit card is way in front of the others easy to use and when you transfer funds to the card the funds are available straight away and not in 2 days. ZOPA keep up the good work Bruce Henderson Reviewed on: 22nd February 2023

Great for building your credit score

Absolutely brilliant it's helped me build my credit score and they are so helpful if you want to talk about anything else Reviewed on: 22nd February 2023

Back on track with Zopa

Fantastic opportunity and resource to build your credit score Reviewed on: 22nd February 2023

Easy to talk to and helpful

Everything is easy to sort out everything is there you can talk online without phoning Reviewed on: 22nd February 2023

Quick easy extremely helpful

Excellent flexibility and any payments made are instantly added to your balance. Reviewed on: 22nd February 2023

Real people in the real world

Fantastic company with an understanding of the way life has its ups and downs when I fell out of work briefly and missed a repayment they listened and waited patiently for me to repay and once I had my card was unblocked and there to rely on if needed recommended to anyone and everyone. Reviewed on: 22nd February 2023

I recommend Zopa

Great card! It works perfectly, I'm very happy Reviewed on: 22nd February 2023

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