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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

The app is fantastic and easy-to-use

The app is very good and helpful to manage your money , and over all much better than other providers Reviewed on: 22nd February 2023

Good service

Update r given about credit score Reviewed on: 22nd February 2023

Friendly service

Very good app ,friendly concise service Reviewed on: 22nd February 2023

Seamless, quick, professional!

Everything has been spot on, exceeding my expectations. Easy application process, slik application for your device which makes it easy to manage your accounts, dedicated costumer support service. Can't ask for anything more! Reviewed on: 22nd February 2023

Great credit card

Never had any issues. Good communication Reviewed on: 22nd February 2023

Good

I happy to use this card ,positive response for any enquiries and good customer support team. Reviewed on: 22nd February 2023

Easy to use

The app is great and well protected and gives lots of information and balances and how Much is limit Reviewed on: 22nd February 2023

Best travel card

Best card to take abroad with 0% fee Reviewed on: 22nd February 2023

The best credit card

It’s quick and easy to use and the best credit card till now =))) Reviewed on: 22nd February 2023

Pretty happy

Mainly positive and would recommend, only negative is APR higher that other lenders Reviewed on: 22nd February 2023

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