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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Boss of all credit cards

Zopa credit card comes handy and easy to utilise with no bureaucracy Reviewed on: 22nd February 2023

Blown away

I am using ZOPA credit card for more than 10 months. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use. Reviewed on: 22nd February 2023

great card

Great customer service from the team Reviewed on: 22nd February 2023

Easy-peasy credit

Really easy to apply on line and straight forward no nonsense app to keep on top of my spending and ensuring payments made in ample time. Love it. Reviewed on: 22nd February 2023

Great company

Zopa is excellent from day they keep you informed they also make sure that you are keept up to date with your account l for one would recommend them to anyone. I just like to say think you zopa Reviewed on: 22nd February 2023

Fantastic service

the team are constantly watching how you spend and won’t let your limit go up with out you being able to afford it ! great company! it’s helped me a lot Reviewed on: 22nd February 2023

Very helpful

For the moment the best off the best!!!!!!!!!! Reviewed on: 22nd February 2023

The app is fantastic and easy-to-use

The app is very good and helpful to manage your money , and over all much better than other providers Reviewed on: 22nd February 2023

Good service

Update r given about credit score Reviewed on: 22nd February 2023

Friendly service

Very good app ,friendly concise service Reviewed on: 22nd February 2023

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