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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

Great card with great app. Easy to use and keep an eye on your outgoings and spending. Reviewed on: 22nd February 2023

fully satisfied to using a zopa service

i have a good experience using a zopa credit card and it helps in a crucial times Reviewed on: 22nd February 2023

Zopa make your life easy

Best Credit card i ever had i tell my friends to take only zopa Credit cards Reviewed on: 22nd February 2023

Excellent customer service

Easy of use I like that is technologically sound and I can get most of the I lnfornation vryr derailed I must as. Reviewed on: 22nd February 2023

Good card

Signed up for zopa as a go to non immediate card i love it and cant wait to use my available credit Reviewed on: 22nd February 2023

Fantastic

I have no problem with this provider Reviewed on: 22nd February 2023

Everything I need.

I can pay if I need more money on my card straight away. Reviewed on: 22nd February 2023

Ace

Great card , comes in well handy Reviewed on: 22nd February 2023

Simple

Very quick, easy and simple. The app is also very handy to keep track Reviewed on: 22nd February 2023

Excellent service

I have received excellent service since obtaining my Zopa card. Would recommend to anyone. Very easy to keep track of your spending. Reviewed on: 22nd February 2023

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