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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Superb

Great customer service and easy to navigate app Reviewed on: 22nd February 2023

Best card ever!

I love everything about zopa low interest good for people with bad credit like me affordable payments and to top it off amazing customer service! Reviewed on: 22nd February 2023

Fantastic customer service

Easy app to use, sensible manageable credit limit and good customer service whenever I’ve had to contact them. Reviewed on: 22nd February 2023

Great card

Great card with great app. Easy to use and keep an eye on your outgoings and spending. Reviewed on: 22nd February 2023

fully satisfied to using a zopa service

i have a good experience using a zopa credit card and it helps in a crucial times Reviewed on: 22nd February 2023

Zopa make your life easy

Best Credit card i ever had i tell my friends to take only zopa Credit cards Reviewed on: 22nd February 2023

Excellent customer service

Easy of use I like that is technologically sound and I can get most of the I lnfornation vryr derailed I must as. Reviewed on: 22nd February 2023

Good card

Signed up for zopa as a go to non immediate card i love it and cant wait to use my available credit Reviewed on: 22nd February 2023

Fantastic

I have no problem with this provider Reviewed on: 22nd February 2023

Everything I need.

I can pay if I need more money on my card straight away. Reviewed on: 22nd February 2023

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