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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easy to use

5
Easy to use and helpful app and keeps you updated with finances Reviewed on: 22nd February 2023
hallepalmer123@gmail.com's avatar
[email protected]

Great recommend to anyone well looked after

5
I been with Zopa long time now never had a problem and they happy to help anytime Reviewed on: 22nd February 2023
Matthew Bond's avatar
Matthew Bond

Best card ever

5
Easy to use and understand, the app is all set out and has all the features I need and 10/10 for customer service couldn't ask for more Reviewed on: 22nd February 2023
Richard moreton 's avatar
Richard moreton

Excellent service

5
Really happy with the service provided Reviewed on: 22nd February 2023
Shaun barker's avatar
Shaun barker

Very good

4
Good experience and very helpful Reviewed on: 22nd February 2023
Karmen 's avatar
Karmen

Best Interset rates

5
Zopa has given me the best interest rate possible , in these difficult time, so a saviour for real Reviewed on: 22nd February 2023
m sohail's avatar
m sohail

Poor customer service

1
Poor customer service in terms of telephone manners Reviewed on: 22nd February 2023
Benji Bens's avatar
Benji Bens

Excellent service

4
I have had no problems at all very easy to navigate app and overall good service Reviewed on: 22nd February 2023
Justin's avatar
Justin

Reliable

5
I love that you can set a cushion amount for emergencies. I think that is a great company Reviewed on: 22nd February 2023
lucy.jstorey15@icloud.com's avatar
[email protected]

Amazing and convenient

5
Such a great service to use, providing more than just a credit card but constant support with building your credit score Reviewed on: 22nd February 2023
Denise Mulligan's avatar
Denise Mulligan

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