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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent service

I have had no problems at all very easy to navigate app and overall good service Reviewed on: 22nd February 2023

Reliable

I love that you can set a cushion amount for emergencies. I think that is a great company Reviewed on: 22nd February 2023

Amazing and convenient

Such a great service to use, providing more than just a credit card but constant support with building your credit score Reviewed on: 22nd February 2023

Good quality service

The service is great very easy to use app Reviewed on: 22nd February 2023

Good credit card let's you use sensibly

Great company to deal with let's you spend sensibly Reviewed on: 22nd February 2023

Easy and simple

Easy to apply and simple to use!! Good to build your credit score, love my Zopa already!! The app is easy to navigate too which is good and the card looks and feels great Reviewed on: 22nd February 2023

Perfect service

Always txt when you spend. Always email and keep informed. Very professional. Reviewed on: 22nd February 2023

Zopa always helps me in emergency

I like zopa , i want to thankfull and appreciate to the zopa who trust us and allowed us a credit card which helps in trouble and emergency Reviewed on: 22nd February 2023

Nice app

Zopa is my first credit card. I started with a low limit and my limit gets higher as I use it. Thank you. Reviewed on: 22nd February 2023

Great

Zopa has given me a great service and if you are slightly over your credit limit you don't get bombarded with emails, texts,phone calls like you do with other credit card companies your give chance to get your account back within your credit limit. Excellent all round Reviewed on: 22nd February 2023

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