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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Convenient and easy to use

Convenient and easy to use, easy to use app to keep track of usage and payments Reviewed on: 22nd February 2023

Great Little Card

My experience with Zopa has been great, the best thing about it has to be the App. One of the better ones I have used. Cannot recommend enough. Reviewed on: 22nd February 2023

Perfect credit card i want

I use this card everyday when I require and its give be best service every time. Reviewed on: 22nd February 2023

Not a bad company

No real complaints and no real amazing story to tell it a good standard finance company Reviewed on: 22nd February 2023

Credit card

Easy to access and very useful.not that hard to get it Reviewed on: 22nd February 2023

Positive Feedback

Great Customer Service, Zero % interest on Foreign Transactions Reviewed on: 22nd February 2023

Very good

Good experience with this zopa,easy and straightforward Reviewed on: 22nd February 2023

Easy to use

Easy to use and helpful app and keeps you updated with finances Reviewed on: 22nd February 2023

Great recommend to anyone well looked after

I been with Zopa long time now never had a problem and they happy to help anytime Reviewed on: 22nd February 2023

Best card ever

Easy to use and understand, the app is all set out and has all the features I need and 10/10 for customer service couldn't ask for more Reviewed on: 22nd February 2023

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