Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44342)

Credit card

5
Easy to access and very useful.not that hard to get it Reviewed on: 22nd February 2023
Alexandru Cretulescu 's avatar
Alexandru Cretulescu

Positive Feedback

5
Great Customer Service, Zero % interest on Foreign Transactions Reviewed on: 22nd February 2023
Eric Tate's avatar
Eric Tate

Very good

5
Good experience with this zopa,easy and straightforward Reviewed on: 22nd February 2023
Abiodun Akinradewo's avatar
Abiodun Akinradewo

Easy to use

5
Easy to use and helpful app and keeps you updated with finances Reviewed on: 22nd February 2023
hallepalmer123@gmail.com's avatar
[email protected]

Great recommend to anyone well looked after

5
I been with Zopa long time now never had a problem and they happy to help anytime Reviewed on: 22nd February 2023
Matthew Bond's avatar
Matthew Bond

Best card ever

5
Easy to use and understand, the app is all set out and has all the features I need and 10/10 for customer service couldn't ask for more Reviewed on: 22nd February 2023
Richard moreton 's avatar
Richard moreton

Excellent service

5
Really happy with the service provided Reviewed on: 22nd February 2023
Shaun barker's avatar
Shaun barker

Very good

4
Good experience and very helpful Reviewed on: 22nd February 2023
Karmen 's avatar
Karmen

Best Interset rates

5
Zopa has given me the best interest rate possible , in these difficult time, so a saviour for real Reviewed on: 22nd February 2023
m sohail's avatar
m sohail

Poor customer service

1
Poor customer service in terms of telephone manners Reviewed on: 22nd February 2023
Benji Bens's avatar
Benji Bens

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill