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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is everything you could want in a credit card

Zopa has been the most efficient credit card to use. I love the customer service, communication, the design and overall the wide selection of other offers that zopa offer Reviewed on: 22nd February 2023

Stress Free

In times of rising costs of living and stresses that come with it, Zopa's application was easy and stress free. The process was fast and professional. I receive notifications on every spend and remaining balance which is so helpful. I find Zopa to be the best. Reviewed on: 22nd February 2023

With the people and for the people!!!

Excellent company almost like dealing with a friend love it!!! Reviewed on: 22nd February 2023

Convenient and easy to use

Convenient and easy to use, easy to use app to keep track of usage and payments Reviewed on: 22nd February 2023

Great Little Card

My experience with Zopa has been great, the best thing about it has to be the App. One of the better ones I have used. Cannot recommend enough. Reviewed on: 22nd February 2023

Perfect credit card i want

I use this card everyday when I require and its give be best service every time. Reviewed on: 22nd February 2023

Not a bad company

No real complaints and no real amazing story to tell it a good standard finance company Reviewed on: 22nd February 2023

Credit card

Easy to access and very useful.not that hard to get it Reviewed on: 22nd February 2023

Positive Feedback

Great Customer Service, Zero % interest on Foreign Transactions Reviewed on: 22nd February 2023

Very good

Good experience with this zopa,easy and straightforward Reviewed on: 22nd February 2023

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