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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Best way to improve credit score

4
i have been using zopa for few years, so far good service and offers, occasionally they offer increase of total credit which is great Reviewed on: 22nd February 2023
Sakeeb On's avatar
Sakeeb On

Excellent and easy

5
Really easy to use and the app works unlike others - will recommend them in future and very communicative Reviewed on: 22nd February 2023
Sally Day's avatar
Sally Day

Credit card

5
Top credit card provider. User friendly Reviewed on: 22nd February 2023
gareth leathers's avatar
gareth leathers

User friendly

4
Easy to access and apply, good developed app with useful information and advices Reviewed on: 22nd February 2023
Antoanela Colda's avatar
Antoanela Colda

Best credit card

5
Very simple to use app is simple and easy reminders of payment due date Reviewed on: 22nd February 2023
rubinayasminbutt@yahoo.com's avatar
[email protected]

Stop, choose Zopa

5
Brilliant Company. Always ready to advise and their app is so easy to use. Reviewed on: 22nd February 2023
Deborah's avatar
Deborah

Zopa, your chance to flourish

5
I got my zopa card in case of emergency and due to the current crisis and the fact that my oven decided to break and Zopa came to the rescue. I can't thank Zopa enough. Reviewed on: 22nd February 2023
martin's avatar
martin

Zopa credit card

5
Zopa is universal, and a life saver helps people with lower credit scores get the credit score they deserve.. But can also help people with higher credit maintain there credit score. Reviewed on: 22nd February 2023
Victor Malta 's avatar
Victor Malta

Credit card

4
Easy to use ,convenient and very helpful Reviewed on: 22nd February 2023
Jeff Turner's avatar
Jeff Turner

Good service

5
⭐️⭐️⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 22nd February 2023
Liam Clarke's avatar
Liam Clarke

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