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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

More than a credit card

I love the information and help for any circumstances you may face on the Zopa app , and help in improving your credit score. Extremely responsible lender . Reviewed on: 22nd February 2023

Awesome credit card

I got my credit card and I love it Reviewed on: 22nd February 2023

The savings account has a brilliant rate

The savings rate is excellent and the credit card will help you build your credit score which is what we all need Reviewed on: 22nd February 2023

Zopa is everything you could want in a credit card

Zopa has been the most efficient credit card to use. I love the customer service, communication, the design and overall the wide selection of other offers that zopa offer Reviewed on: 22nd February 2023

Stress Free

In times of rising costs of living and stresses that come with it, Zopa's application was easy and stress free. The process was fast and professional. I receive notifications on every spend and remaining balance which is so helpful. I find Zopa to be the best. Reviewed on: 22nd February 2023

With the people and for the people!!!

Excellent company almost like dealing with a friend love it!!! Reviewed on: 22nd February 2023

Convenient and easy to use

Convenient and easy to use, easy to use app to keep track of usage and payments Reviewed on: 22nd February 2023

Great Little Card

My experience with Zopa has been great, the best thing about it has to be the App. One of the better ones I have used. Cannot recommend enough. Reviewed on: 22nd February 2023

Perfect credit card i want

I use this card everyday when I require and its give be best service every time. Reviewed on: 22nd February 2023

Not a bad company

No real complaints and no real amazing story to tell it a good standard finance company Reviewed on: 22nd February 2023

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