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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa credit card

Zopa is universal, and a life saver helps people with lower credit scores get the credit score they deserve.. But can also help people with higher credit maintain there credit score. Reviewed on: 22nd February 2023

Credit card

Easy to use ,convenient and very helpful Reviewed on: 22nd February 2023

Good service

⭐️⭐️⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 22nd February 2023

Good

Satisfied, easy to use and helpful staff Reviewed on: 22nd February 2023

Great experience with Zopa!

I have had bad credit in the past but Zopa accepted me for a credit card, the app is very easy to use and when I have lost my card/pin in the past it has been really easy to sort out through the app. Reviewed on: 22nd February 2023

Mr

Just fantastic and helpful.They had trust in me to give me cridit when nobody els did. Reviewed on: 22nd February 2023

Simple straight forward credit

Zopa helped me with credit when I needed it. I know exactly what I need to pay and when I need to pay it by thanks to there straight forward APP. A great affordable card for people with not so great credit ratings. Reviewed on: 22nd February 2023

More than a credit card

I love the information and help for any circumstances you may face on the Zopa app , and help in improving your credit score. Extremely responsible lender . Reviewed on: 22nd February 2023

Awesome credit card

I got my credit card and I love it Reviewed on: 22nd February 2023

The savings account has a brilliant rate

The savings rate is excellent and the credit card will help you build your credit score which is what we all need Reviewed on: 22nd February 2023

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