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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Easy Access and Communication

5
From application to transactions the process was easy and communication and access is right at your fingertips with the easy to use informative app. Reviewed on: 22nd February 2023
Francis1972's avatar
Francis1972

Best credit card

5
Zopa is a great credit card company, with low interest rate and super easy app Reviewed on: 22nd February 2023
June Onasanya's avatar
June Onasanya

Credit card

5
I use the zopa card to help build my credit and I've never had an issue with the app or card Reviewed on: 22nd February 2023
Darren Pew's avatar
Darren Pew

Best way to improve credit score

4
i have been using zopa for few years, so far good service and offers, occasionally they offer increase of total credit which is great Reviewed on: 22nd February 2023
Sakeeb On's avatar
Sakeeb On

Excellent and easy

5
Really easy to use and the app works unlike others - will recommend them in future and very communicative Reviewed on: 22nd February 2023
Sally Day's avatar
Sally Day

Credit card

5
Top credit card provider. User friendly Reviewed on: 22nd February 2023
gareth leathers's avatar
gareth leathers

User friendly

4
Easy to access and apply, good developed app with useful information and advices Reviewed on: 22nd February 2023
Antoanela Colda's avatar
Antoanela Colda

Best credit card

5
Very simple to use app is simple and easy reminders of payment due date Reviewed on: 22nd February 2023
rubinayasminbutt@yahoo.com's avatar
[email protected]

Stop, choose Zopa

5
Brilliant Company. Always ready to advise and their app is so easy to use. Reviewed on: 22nd February 2023
Deborah's avatar
Deborah

Zopa, your chance to flourish

5
I got my zopa card in case of emergency and due to the current crisis and the fact that my oven decided to break and Zopa came to the rescue. I can't thank Zopa enough. Reviewed on: 22nd February 2023
martin's avatar
martin

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