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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Best credit card

Very simple to use app is simple and easy reminders of payment due date Reviewed on: 22nd February 2023

Stop, choose Zopa

Brilliant Company. Always ready to advise and their app is so easy to use. Reviewed on: 22nd February 2023

Zopa, your chance to flourish

I got my zopa card in case of emergency and due to the current crisis and the fact that my oven decided to break and Zopa came to the rescue. I can't thank Zopa enough. Reviewed on: 22nd February 2023

Zopa credit card

Zopa is universal, and a life saver helps people with lower credit scores get the credit score they deserve.. But can also help people with higher credit maintain there credit score. Reviewed on: 22nd February 2023

Credit card

Easy to use ,convenient and very helpful Reviewed on: 22nd February 2023

Good service

⭐️⭐️⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 22nd February 2023

Good

Satisfied, easy to use and helpful staff Reviewed on: 22nd February 2023

Great experience with Zopa!

I have had bad credit in the past but Zopa accepted me for a credit card, the app is very easy to use and when I have lost my card/pin in the past it has been really easy to sort out through the app. Reviewed on: 22nd February 2023

Mr

Just fantastic and helpful.They had trust in me to give me cridit when nobody els did. Reviewed on: 22nd February 2023

Simple straight forward credit

Zopa helped me with credit when I needed it. I know exactly what I need to pay and when I need to pay it by thanks to there straight forward APP. A great affordable card for people with not so great credit ratings. Reviewed on: 22nd February 2023

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