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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic service

They're efficient, practical. I also get a good service. Reviewed on: 22nd February 2023

easy process

The whole process is easy to get a credit card with Zopa, the app is straight forward and easy to use Reviewed on: 22nd February 2023

Good service

Good service, excellent and very helpfull to the customer needs Reviewed on: 22nd February 2023

Best

it helped me a lot, I recommend it with confidence Reviewed on: 22nd February 2023

Best Service

Happy with the service and can't wait to enjoy this for as long as I live Reviewed on: 22nd February 2023

Fantastic

Really good credit card, easy to use, great app Reviewed on: 22nd February 2023

Good credit card

I enjoy using Zopa credit card which helps me manage my budget more efficiently. Reviewed on: 22nd February 2023

Easy Access and Communication

From application to transactions the process was easy and communication and access is right at your fingertips with the easy to use informative app. Reviewed on: 22nd February 2023

Best credit card

Zopa is a great credit card company, with low interest rate and super easy app Reviewed on: 22nd February 2023

Credit card

I use the zopa card to help build my credit and I've never had an issue with the app or card Reviewed on: 22nd February 2023

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