Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Amazing

5
The app is user friendly, amazing no complaints at all, never had an issue. Reviewed on: 22nd February 2023
Darren Pike's avatar
Darren Pike

Easy to Use Credit

5
Zopa offer an easy and reliable credit card, with one of the easiest app's to use. I also have car finance which is great when its all linked in one app. My statements are sent every month, I have needed to contact customer service twice, and I have also had a very positive experience, not to mention low wait times and always resolve my query. Go Zopa!! Reviewed on: 22nd February 2023
maselawrence's avatar
maselawrence

Just on the ball

5
They have always been very helpful and informative, I'm always sent prompt information and updates regarding borrowing power, interest rates etc. And overalls the card is a great credit booster Reviewed on: 22nd February 2023
James S's avatar
James S

Amazing

5
This company is amazing to help people with low credit scores build that back up such a reliable company to be with highly recommended to every single person Reviewed on: 22nd February 2023
Trey Styles's avatar
Trey Styles

Easy

5
Easy to use and reliable. They don't push increases on you and always advise about finances. Reviewed on: 22nd February 2023
Kerry Ingram 's avatar
Kerry Ingram

A simple, straightforward credit card!

5
I can’t fault this card and mainly its app. It’s so straightforward and easy to use, with an excellent level of communication and notifications. Reviewed on: 22nd February 2023
Gemma's avatar
Gemma

Excellent product.

5
I have had this card just over 3 years and am super impressed with it. Would recommend. Reviewed on: 22nd February 2023
corriem2003@yahoo.co.uk's avatar
[email protected]

Really helpful

4
Good service had no issues and fair company Reviewed on: 22nd February 2023
charles fisher's avatar
charles fisher

Amazing customer experience

5
I would recommend zopa to friend as they support their customers and also one can easily access them. Reviewed on: 22nd February 2023
valma muturi's avatar
valma muturi

Zopa are amazing!

5
Very good help from Zopa. I was able to resolve my issues with ease Reviewed on: 22nd February 2023
Judy Penman's avatar
Judy Penman

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill