Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really helpful

Good service had no issues and fair company Reviewed on: 22nd February 2023

Amazing customer experience

I would recommend zopa to friend as they support their customers and also one can easily access them. Reviewed on: 22nd February 2023

Zopa are amazing!

Very good help from Zopa. I was able to resolve my issues with ease Reviewed on: 22nd February 2023

Fantastic service

They're efficient, practical. I also get a good service. Reviewed on: 22nd February 2023

easy process

The whole process is easy to get a credit card with Zopa, the app is straight forward and easy to use Reviewed on: 22nd February 2023

Good service

Good service, excellent and very helpfull to the customer needs Reviewed on: 22nd February 2023

Best

it helped me a lot, I recommend it with confidence Reviewed on: 22nd February 2023

Best Service

Happy with the service and can't wait to enjoy this for as long as I live Reviewed on: 22nd February 2023

Fantastic

Really good credit card, easy to use, great app Reviewed on: 22nd February 2023

Good credit card

I enjoy using Zopa credit card which helps me manage my budget more efficiently. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.06 from 93 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub