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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Best Service

5
Happy with the service and can't wait to enjoy this for as long as I live Reviewed on: 22nd February 2023
EMS's avatar
EMS

Fantastic

5
Really good credit card, easy to use, great app Reviewed on: 22nd February 2023
Kaysha LeeAnna Grocott's avatar
Kaysha LeeAnna Grocott

Good credit card

5
I enjoy using Zopa credit card which helps me manage my budget more efficiently. Reviewed on: 22nd February 2023
Sharon Comerford's avatar
Sharon Comerford

Easy Access and Communication

5
From application to transactions the process was easy and communication and access is right at your fingertips with the easy to use informative app. Reviewed on: 22nd February 2023
Francis1972's avatar
Francis1972

Best credit card

5
Zopa is a great credit card company, with low interest rate and super easy app Reviewed on: 22nd February 2023
June Onasanya's avatar
June Onasanya

Credit card

5
I use the zopa card to help build my credit and I've never had an issue with the app or card Reviewed on: 22nd February 2023
Darren Pew's avatar
Darren Pew

Best way to improve credit score

4
i have been using zopa for few years, so far good service and offers, occasionally they offer increase of total credit which is great Reviewed on: 22nd February 2023
Sakeeb On's avatar
Sakeeb On

Excellent and easy

5
Really easy to use and the app works unlike others - will recommend them in future and very communicative Reviewed on: 22nd February 2023
Sally Day's avatar
Sally Day

Credit card

5
Top credit card provider. User friendly Reviewed on: 22nd February 2023
gareth leathers's avatar
gareth leathers

User friendly

4
Easy to access and apply, good developed app with useful information and advices Reviewed on: 22nd February 2023
Antoanela Colda's avatar
Antoanela Colda

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