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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy

Easy to use and reliable. They don't push increases on you and always advise about finances. Reviewed on: 22nd February 2023

A simple, straightforward credit card!

I can’t fault this card and mainly its app. It’s so straightforward and easy to use, with an excellent level of communication and notifications. Reviewed on: 22nd February 2023

Excellent product.

I have had this card just over 3 years and am super impressed with it. Would recommend. Reviewed on: 22nd February 2023

Really helpful

Good service had no issues and fair company Reviewed on: 22nd February 2023

Amazing customer experience

I would recommend zopa to friend as they support their customers and also one can easily access them. Reviewed on: 22nd February 2023

Zopa are amazing!

Very good help from Zopa. I was able to resolve my issues with ease Reviewed on: 22nd February 2023

Fantastic service

They're efficient, practical. I also get a good service. Reviewed on: 22nd February 2023

easy process

The whole process is easy to get a credit card with Zopa, the app is straight forward and easy to use Reviewed on: 22nd February 2023

Good service

Good service, excellent and very helpfull to the customer needs Reviewed on: 22nd February 2023

Best

it helped me a lot, I recommend it with confidence Reviewed on: 22nd February 2023

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