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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Overall a very good company

5
Been with zopa for over two years and everything is simply best . Highly recommended Reviewed on: 22nd February 2023
Shaz's avatar
Shaz

Excellent experience

5
Fast approval everything went smoothly Reviewed on: 22nd February 2023
Alex's avatar
Alex

Great company

5
Im Really pleased with Zoopa. I would recommend Zoopa to everyone. Easy to manage app. Reviewed on: 22nd February 2023
Paulina Mikulak's avatar
Paulina Mikulak

Amazing

5
The app is user friendly, amazing no complaints at all, never had an issue. Reviewed on: 22nd February 2023
Darren Pike's avatar
Darren Pike

Easy to Use Credit

5
Zopa offer an easy and reliable credit card, with one of the easiest app's to use. I also have car finance which is great when its all linked in one app. My statements are sent every month, I have needed to contact customer service twice, and I have also had a very positive experience, not to mention low wait times and always resolve my query. Go Zopa!! Reviewed on: 22nd February 2023
maselawrence's avatar
maselawrence

Just on the ball

5
They have always been very helpful and informative, I'm always sent prompt information and updates regarding borrowing power, interest rates etc. And overalls the card is a great credit booster Reviewed on: 22nd February 2023
James S's avatar
James S

Amazing

5
This company is amazing to help people with low credit scores build that back up such a reliable company to be with highly recommended to every single person Reviewed on: 22nd February 2023
Trey Styles's avatar
Trey Styles

Easy

5
Easy to use and reliable. They don't push increases on you and always advise about finances. Reviewed on: 22nd February 2023
Kerry Ingram 's avatar
Kerry Ingram

A simple, straightforward credit card!

5
I can’t fault this card and mainly its app. It’s so straightforward and easy to use, with an excellent level of communication and notifications. Reviewed on: 22nd February 2023
Gemma's avatar
Gemma

Excellent product.

5
I have had this card just over 3 years and am super impressed with it. Would recommend. Reviewed on: 22nd February 2023
corriem2003@yahoo.co.uk's avatar
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