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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Card

Excellent app for managing your card Reviewed on: 22nd February 2023

Simple yet sophisticated

Easy to apply strps, super simple but powerfull app with all what is needed in one place, great customer service in time of need. All information in one place with really good security options to protect. Overall well made for customer needs app and services. Reviewed on: 22nd February 2023

Great credit card

This card has helped me build my credit score .great for people who have a bad credit Reviewed on: 22nd February 2023

Great thing to have

Nice and easy to use even for people with bad credit score Reviewed on: 22nd February 2023

Great support

Great support for a new credit card user. Reviewed on: 22nd February 2023

Best credit card I've had

Definitely helpfully in a time of need, straight forward, no hassle and very clear. So easy to stay on top of finance Reviewed on: 22nd February 2023

great credit card

great credit company, great excellent customer service just all around great company to have a credit card with Reviewed on: 22nd February 2023

Overall a very good company

Been with zopa for over two years and everything is simply best . Highly recommended Reviewed on: 22nd February 2023

Excellent experience

Fast approval everything went smoothly Reviewed on: 22nd February 2023

Great company

Im Really pleased with Zoopa. I would recommend Zoopa to everyone. Easy to manage app. Reviewed on: 22nd February 2023

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