Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

So simple

5
From application to daily use, this card has been fantastic and simple Reviewed on: 22nd February 2023
Andrew Povey's avatar
Andrew Povey

Easy to use

5
With a good mobile app, easy to use online and in store. Plus... it looks good! Reviewed on: 22nd February 2023
R Frencel's avatar
R Frencel

Recommended

5
Quick response and very clear on all aspects. Reviewed on: 22nd February 2023
Cristian Filon's avatar
Cristian Filon

Great Card

5
Excellent app for managing your card Reviewed on: 22nd February 2023
Robert Campbell's avatar
Robert Campbell

Simple yet sophisticated

5
Easy to apply strps, super simple but powerfull app with all what is needed in one place, great customer service in time of need. All information in one place with really good security options to protect. Overall well made for customer needs app and services. Reviewed on: 22nd February 2023
Dominika's avatar
Dominika

Great credit card

5
This card has helped me build my credit score .great for people who have a bad credit Reviewed on: 22nd February 2023
Janice Millar's avatar
Janice Millar

Great thing to have

5
Nice and easy to use even for people with bad credit score Reviewed on: 22nd February 2023
Foxmania 97's avatar
Foxmania 97

Great support

5
Great support for a new credit card user. Reviewed on: 22nd February 2023
J Crumlish's avatar
J Crumlish

Best credit card I've had

5
Definitely helpfully in a time of need, straight forward, no hassle and very clear. So easy to stay on top of finance Reviewed on: 22nd February 2023
Lee M9rgan's avatar
Lee M9rgan

great credit card

5
great credit company, great excellent customer service just all around great company to have a credit card with Reviewed on: 22nd February 2023
meganunsworth13@gmail.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill