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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Excellent service

5
They give excellent service and top quality products Reviewed on: 22nd February 2023
amandastevens1965@gmail.com's avatar
[email protected]

No I interest balance card a good way to budget

5
Helped me pay off another credit card than the interest free 3 month period helped me save money on interest fees while paying zoopla back Reviewed on: 22nd February 2023
Sean Young's avatar
Sean Young

Easy to apply and great if you have poor credit.

5
I was struggling to find a credit card but found Zopa after searching online and reading the reviews. Reviewed on: 22nd February 2023
debs08100@aol.com's avatar
[email protected]

British Bank Reviews

5
Zopa are professional and speedy in their application process. I found their custoner service support superb. Reviewed on: 22nd February 2023
val kago's avatar
val kago

A company worth being with

5
One of best banks I’ve signed up for. I like the ease of the app and also the add ins which come with it. Especially keeping both spend and transfers as separate amounts making it easy to keep track of what you are spending. The customer service chat is also really beneficial. They were able to help me with a query within 30 minutes and the explanation they gave made sense with no jargon. Honestly would recommend these to help with anyone who needs to learn to budget. Reviewed on: 22nd February 2023
Lisa Danielle Nolan's avatar
Lisa Danielle Nolan

Anthony sheraton for Zopa product

5
Excellent service and an easy to use app. I’d recommend Zopa to anyone Reviewed on: 22nd February 2023
Anthony sheraton's avatar
Anthony sheraton

Excellent service

5
Easy to use, the app is great and allows you to see pending interest in real time. Message us service allows you to contact them in your own time without interrupting your day Reviewed on: 22nd February 2023
Ryan neill's avatar
Ryan neill

Brilliant credit card and app money is straight in my account easy to use very user friendly.

4
Zopa is my second credit card I’ve had and using the app is so easy and simple, warnings for payments are brilliant and very helpful. Reviewed on: 22nd February 2023
Mungo Niekirk's avatar
Mungo Niekirk

Credit card

5
Great back on the phone always helpful Reviewed on: 22nd February 2023
Brian Rogers's avatar
Brian Rogers

Great for building credit rating

5
Good card for building up credit rating Reviewed on: 22nd February 2023
Daniel Halliday's avatar
Daniel Halliday

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