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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Brilliant credit card and app money is straight in my account easy to use very user friendly.

Zopa is my second credit card I’ve had and using the app is so easy and simple, warnings for payments are brilliant and very helpful. Reviewed on: 22nd February 2023

Credit card

Great back on the phone always helpful Reviewed on: 22nd February 2023

Great for building credit rating

Good card for building up credit rating Reviewed on: 22nd February 2023

So simple

From application to daily use, this card has been fantastic and simple Reviewed on: 22nd February 2023

Easy to use

With a good mobile app, easy to use online and in store. Plus... it looks good! Reviewed on: 22nd February 2023

Great Card

Excellent app for managing your card Reviewed on: 22nd February 2023

Simple yet sophisticated

Easy to apply strps, super simple but powerfull app with all what is needed in one place, great customer service in time of need. All information in one place with really good security options to protect. Overall well made for customer needs app and services. Reviewed on: 22nd February 2023

Great credit card

This card has helped me build my credit score .great for people who have a bad credit Reviewed on: 22nd February 2023

Great thing to have

Nice and easy to use even for people with bad credit score Reviewed on: 22nd February 2023

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