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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easiest credit card ro use by far!

Easy to use and understand and payments to the card a super quick! That's the best bit! Reviewed on: 22nd February 2023

Outstanding customer service

Zopa have been brilliant since I opened my account. Can't fault them at all. Reviewed on: 22nd February 2023

Easy access to information

A really great product with clear and easily accessible information on your balance, payments etc. Great communication too. Reviewed on: 22nd February 2023

Simply to use

Great app that is a breeze for an oldie like me to navigate round Reviewed on: 22nd February 2023

Mrs

Excellent Bank................... Reviewed on: 22nd February 2023

zopa is super

Easy to use and total controll of my credit. Zopa app makes it hassle free. Reviewed on: 22nd February 2023

Easy to use app and convenience

The app allows me to see and control my spending with minimal hasel. As an added bonus when you pay your balance your funds are immediately available unlike some other credit cards. Reviewed on: 22nd February 2023

Customer service

Amazing customer service very helpful staff Reviewed on: 22nd February 2023

Credit card

Amazing! Great service and application Reviewed on: 22nd February 2023

Pure class l.

Unbelievable service matched with fast and efficient customer care. Reviewed on: 22nd February 2023

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