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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa simple and Easy

I have the Card for all Holidays etc and it is simple and easy to use Reviewed on: 22nd February 2023

Good card to use

I like this cards design and the app that comes along with it very easy to use. Reviewed on: 22nd February 2023

Straightforward and easy to use

The payment process takes just minutes to be credited to the account. Reviewed on: 22nd February 2023

Easiest credit card ro use by far!

Easy to use and understand and payments to the card a super quick! That's the best bit! Reviewed on: 22nd February 2023

Outstanding customer service

Zopa have been brilliant since I opened my account. Can't fault them at all. Reviewed on: 22nd February 2023

Easy access to information

A really great product with clear and easily accessible information on your balance, payments etc. Great communication too. Reviewed on: 22nd February 2023

Simply to use

Great app that is a breeze for an oldie like me to navigate round Reviewed on: 22nd February 2023

Mrs

Excellent Bank................... Reviewed on: 22nd February 2023

zopa is super

Easy to use and total controll of my credit. Zopa app makes it hassle free. Reviewed on: 22nd February 2023

Easy to use app and convenience

The app allows me to see and control my spending with minimal hasel. As an added bonus when you pay your balance your funds are immediately available unlike some other credit cards. Reviewed on: 22nd February 2023

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