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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant, Easy to Manage, Spot on!

I only have a small credit limit but that’s perfect for my needs. I don’t need much. Great for Emergencies!!! Reviewed on: 22nd February 2023

Easiest way to manage money

Super easy account stay on track of spending with updates great app with helpful tips Reviewed on: 22nd February 2023

Zopa

Very happy and I always recommend to my friends and family to u Zopa credit card Reviewed on: 22nd February 2023

Excellent service

Quick and easy to use, I love having the safety of my Zopa card. The answered in minutes when I applied. Easy application. Card arrived quickly and I've been enjoying using it with ease ever since. Reviewed on: 22nd February 2023

Stuart

Card helped me gain better credit score, app is very helpful and easy to use Reviewed on: 22nd February 2023

Easy to set up the account

Zopa was so easy to set up and I have the money in the account within a few days Reviewed on: 22nd February 2023

Fast service

Highly recommended to my family and friends. Reviewed on: 22nd February 2023

Zopa simple and Easy

I have the Card for all Holidays etc and it is simple and easy to use Reviewed on: 22nd February 2023

Good card to use

I like this cards design and the app that comes along with it very easy to use. Reviewed on: 22nd February 2023

Straightforward and easy to use

The payment process takes just minutes to be credited to the account. Reviewed on: 22nd February 2023

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