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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Stuart

Card helped me gain better credit score, app is very helpful and easy to use Reviewed on: 22nd February 2023

Easy to set up the account

Zopa was so easy to set up and I have the money in the account within a few days Reviewed on: 22nd February 2023

Fast service

Highly recommended to my family and friends. Reviewed on: 22nd February 2023

Zopa simple and Easy

I have the Card for all Holidays etc and it is simple and easy to use Reviewed on: 22nd February 2023

Good card to use

I like this cards design and the app that comes along with it very easy to use. Reviewed on: 22nd February 2023

Straightforward and easy to use

The payment process takes just minutes to be credited to the account. Reviewed on: 22nd February 2023

Easiest credit card ro use by far!

Easy to use and understand and payments to the card a super quick! That's the best bit! Reviewed on: 22nd February 2023

Outstanding customer service

Zopa have been brilliant since I opened my account. Can't fault them at all. Reviewed on: 22nd February 2023

Easy access to information

A really great product with clear and easily accessible information on your balance, payments etc. Great communication too. Reviewed on: 22nd February 2023

Simply to use

Great app that is a breeze for an oldie like me to navigate round Reviewed on: 22nd February 2023

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