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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic service. Easy to use

Best customer service I have come across for banking. App is super easy to use Reviewed on: 22nd February 2023

Great card to have

As i have struggled with debt for a long time applying for this card was easy and when i got accepted and i started useing it. It was so easy with the app to keep control of my spending would certainly be recommending to frends and family Reviewed on: 22nd February 2023

Fantastic

I would definitely recommend this company to any one, the app is really easy to use, easy to pay each month I have never had a problem with them, Reviewed on: 22nd February 2023

Ease of use.

Quick and easy to apply, very prompt decision and card arrived in days. Easy to verify, but with more than enough protection against fraudulent verification. More than happy with the service. Reviewed on: 22nd February 2023

Easy to use

Everything from the app to paying to balance transfers is incredibly easy to use Reviewed on: 22nd February 2023

Good card

Easy application user friendly card Reviewed on: 22nd February 2023

Easy to apply

Great card, very easy to apply for, app is great to use and communication with the company is brilliant Reviewed on: 22nd February 2023

Friendly service, easy to navigate app, no hidden issues, just know where you are at all times.

Applied for card, accepted, it had been a while since I was a new customer but the app gave me all I needed. Reviewed on: 22nd February 2023

Brilliant

Very easy to use, app is great. Thank you. Reviewed on: 22nd February 2023

Low cost balance transfer

Applied for the card it was delivered within three days and very easy to set up online and use very happy with the service and saved me money Reviewed on: 22nd February 2023

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