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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Friendly service, easy to navigate app, no hidden issues, just know where you are at all times.

Applied for card, accepted, it had been a while since I was a new customer but the app gave me all I needed. Reviewed on: 22nd February 2023

Brilliant

Very easy to use, app is great. Thank you. Reviewed on: 22nd February 2023

Low cost balance transfer

Applied for the card it was delivered within three days and very easy to set up online and use very happy with the service and saved me money Reviewed on: 22nd February 2023

Brilliant, Easy to Manage, Spot on!

I only have a small credit limit but that’s perfect for my needs. I don’t need much. Great for Emergencies!!! Reviewed on: 22nd February 2023

Easiest way to manage money

Super easy account stay on track of spending with updates great app with helpful tips Reviewed on: 22nd February 2023

Zopa

Very happy and I always recommend to my friends and family to u Zopa credit card Reviewed on: 22nd February 2023

Excellent service

Quick and easy to use, I love having the safety of my Zopa card. The answered in minutes when I applied. Easy application. Card arrived quickly and I've been enjoying using it with ease ever since. Reviewed on: 22nd February 2023

Stuart

Card helped me gain better credit score, app is very helpful and easy to use Reviewed on: 22nd February 2023

Easy to set up the account

Zopa was so easy to set up and I have the money in the account within a few days Reviewed on: 22nd February 2023

Fast service

Highly recommended to my family and friends. Reviewed on: 22nd February 2023

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