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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good credit card.

Good credit card credit limit is great and app easy to use. Reviewed on: 22nd February 2023

Awesome

Helpful friendly people who are interested in helping you get through this difficult time and are willing to work with you Reviewed on: 22nd February 2023

Great service

Always a good service, remind you of date for payment so you should never fall behind with your payments Reviewed on: 22nd February 2023

Fantastic service. Easy to use

Best customer service I have come across for banking. App is super easy to use Reviewed on: 22nd February 2023

Great card to have

As i have struggled with debt for a long time applying for this card was easy and when i got accepted and i started useing it. It was so easy with the app to keep control of my spending would certainly be recommending to frends and family Reviewed on: 22nd February 2023

Fantastic

I would definitely recommend this company to any one, the app is really easy to use, easy to pay each month I have never had a problem with them, Reviewed on: 22nd February 2023

Ease of use.

Quick and easy to apply, very prompt decision and card arrived in days. Easy to verify, but with more than enough protection against fraudulent verification. More than happy with the service. Reviewed on: 22nd February 2023

Easy to use

Everything from the app to paying to balance transfers is incredibly easy to use Reviewed on: 22nd February 2023

Good card

Easy application user friendly card Reviewed on: 22nd February 2023

Easy to apply

Great card, very easy to apply for, app is great to use and communication with the company is brilliant Reviewed on: 22nd February 2023

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