Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Easy to use

Everything from the app to paying to balance transfers is incredibly easy to use Reviewed on: 22nd February 2023

Good card

Easy application user friendly card Reviewed on: 22nd February 2023

Easy to apply

Great card, very easy to apply for, app is great to use and communication with the company is brilliant Reviewed on: 22nd February 2023

Friendly service, easy to navigate app, no hidden issues, just know where you are at all times.

Applied for card, accepted, it had been a while since I was a new customer but the app gave me all I needed. Reviewed on: 22nd February 2023

Brilliant

Very easy to use, app is great. Thank you. Reviewed on: 22nd February 2023

Low cost balance transfer

Applied for the card it was delivered within three days and very easy to set up online and use very happy with the service and saved me money Reviewed on: 22nd February 2023

Brilliant, Easy to Manage, Spot on!

I only have a small credit limit but that’s perfect for my needs. I don’t need much. Great for Emergencies!!! Reviewed on: 22nd February 2023

Easiest way to manage money

Super easy account stay on track of spending with updates great app with helpful tips Reviewed on: 22nd February 2023

Zopa

Very happy and I always recommend to my friends and family to u Zopa credit card Reviewed on: 22nd February 2023

Excellent service

Quick and easy to use, I love having the safety of my Zopa card. The answered in minutes when I applied. Easy application. Card arrived quickly and I've been enjoying using it with ease ever since. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.23 from 561 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub