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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Never had an issue with this lender Reviewed on: 22nd February 2023

Top Credit Card

I would Zopa credit card to anyone. It has been my lifeline. So easy to use and the operators are so helpful and friendly. Reviewed on: 22nd February 2023

Amazing

Straight forward friendly team. Reviewed on: 22nd February 2023

Great Service

Great Service, simple & quick to use Reviewed on: 22nd February 2023

Brilliant service

The CX so far with Zopa has been clean, easy and reliable. Helping someone like me with a poor credit score to attain credit and slowly build from my previous mistakes Reviewed on: 22nd February 2023

Satisfaction

Never had any problems with easy to use and make payments Reviewed on: 22nd February 2023

Designed around the customer

I've found the whole process so straightforward from application to monthly management. Everything can be managed from the app which is so helpful for the customer. Reviewed on: 22nd February 2023

Good credit card.

Good credit card credit limit is great and app easy to use. Reviewed on: 22nd February 2023

Awesome

Helpful friendly people who are interested in helping you get through this difficult time and are willing to work with you Reviewed on: 22nd February 2023

Great service

Always a good service, remind you of date for payment so you should never fall behind with your payments Reviewed on: 22nd February 2023

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