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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Amazing company

Ever since I’ve joined this company they have helped build my credit rating. Reviewed on: 22nd February 2023

Thank you so much

I’m so happy with Zopa thank you for great costumer service Reviewed on: 22nd February 2023

Excellent

Very happy with easy to use app and excellent customer service. Reviewed on: 22nd February 2023

Mr

Excellent service and easy process Reviewed on: 22nd February 2023

It's easy to deal with

Never had to stress about using this service. Very easy to use Reviewed on: 22nd February 2023

Quick easy and no complications

Very easy app makes all the difference compared to other credit cards. Very easy to navigate/ stay alert when payments are due and seconds to make a purchase or a payment. Reviewed on: 22nd February 2023

Really helpful banking

Zopa have been great and am more than happy to vote for them time and time again. Reviewed on: 21st February 2023

Perfect card

Very good services, helpful personnel. The app is very easy to use too Reviewed on: 21st February 2023

Fab very clear service

Very clear service on the app would definitely recommend Reviewed on: 21st February 2023

Very helpful

Very good customer service and good at updating me Reviewed on: 21st February 2023

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