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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Excellent

5
Helpful friendly staff easy to use app Reviewed on: 22nd February 2023
Stuart Whiting's avatar
Stuart Whiting

Good company

5
Approved me a credit card when nobody else would and since helped me better my credit score and help me get a mortgage Reviewed on: 22nd February 2023
Victoria Smirnova's avatar
Victoria Smirnova

Easy application

5
It helps a lot especially when i was very broke. I used my zopa card to buy foodstuffs in the house for myself and my kids. Reviewed on: 22nd February 2023
Opeyemi Sobogun's avatar
Opeyemi Sobogun

An ideal card

5
This card let's you stay within your spending comfort zone, unlike some that give huge limits straight away and tends to lead ppl into over spending Reviewed on: 22nd February 2023
Patrick Smith 's avatar
Patrick Smith

Perfect credit card

5
App is brilliant to use , very understanding and good for building credit score Reviewed on: 22nd February 2023
Barrys1053@hotmail.com's avatar
[email protected]

So easy to apply

5
Signing up was simple. The app is very easy to get your way around. The spending cushion limit is a good option too as it helps to prevent over spending over a specific time period if u know its going to be a tight month. I also like the budgeting and help tips regarding your credit rating. Will definitely recommend to anyone. Reviewed on: 22nd February 2023
Lorena Stewart's avatar
Lorena Stewart

Very good

5
Easy peasey great people great start up pay on time increase time with credit increase Reviewed on: 22nd February 2023
Jason Thomas's avatar
Jason Thomas

Amazing company

4
Ever since I’ve joined this company they have helped build my credit rating. Reviewed on: 22nd February 2023
dutchess26@gmail.com's avatar
[email protected]

Thank you so much

5
I’m so happy with Zopa thank you for great costumer service Reviewed on: 22nd February 2023
Nissrine Alsabagh's avatar
Nissrine Alsabagh

Excellent

5
Very happy with easy to use app and excellent customer service. Reviewed on: 22nd February 2023
Louise m 's avatar
Louise m

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