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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Quick, no nonsense, no worries

Applications with zopa very understandable no hidden jargon, extremely responsive beyond belief, no silly question only important information, no waste of time follow up jargon, absolutely spot on. Reviewed on: 21st February 2023

Great card, great service, great value, life saver

like a friendly face or a dog with a waggy tail, will help you out in times of need. Not too expensive, just remember to pay the minimum or the the full amount off and you cant go wrong. Reviewed on: 21st February 2023

Good customer service

I can recommended zopa credit card I’m using from long time Reviewed on: 21st February 2023

Excellent!

The company seems to be well up together. The app works brilliantly. No problems at all. All in all I write this company 10 out of 10 Reviewed on: 21st February 2023

Reliable company

Very friendly, helpful service. Reviewed on: 21st February 2023

It is such a great and helpful credit card

This credit card always was the best from others the app is amazing and easy to use and payments can be very easily. They even increased my credit limit after few months time which was amazing and very helpful and I would recommend to everyone to have one. Reviewed on: 21st February 2023

Pleased

Easy to set up app is easy to use and set up Reviewed on: 21st February 2023

Verdu good

Nice good and easy to use ❤️ i love it Reviewed on: 21st February 2023

Ease of service

Totally easy to use and operate super app and easy to manage Reviewed on: 21st February 2023

Quick easy to apply

Great app, quick to receive your card, decisions in fast time, recommend Reviewed on: 21st February 2023

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