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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Mr

Excellent service and easy process Reviewed on: 22nd February 2023

It's easy to deal with

Never had to stress about using this service. Very easy to use Reviewed on: 22nd February 2023

Quick easy and no complications

Very easy app makes all the difference compared to other credit cards. Very easy to navigate/ stay alert when payments are due and seconds to make a purchase or a payment. Reviewed on: 22nd February 2023

Really helpful banking

Zopa have been great and am more than happy to vote for them time and time again. Reviewed on: 21st February 2023

Perfect card

Very good services, helpful personnel. The app is very easy to use too Reviewed on: 21st February 2023

Fab very clear service

Very clear service on the app would definitely recommend Reviewed on: 21st February 2023

Very helpful

Very good customer service and good at updating me Reviewed on: 21st February 2023

Quick, no nonsense, no worries

Applications with zopa very understandable no hidden jargon, extremely responsive beyond belief, no silly question only important information, no waste of time follow up jargon, absolutely spot on. Reviewed on: 21st February 2023

Great card, great service, great value, life saver

like a friendly face or a dog with a waggy tail, will help you out in times of need. Not too expensive, just remember to pay the minimum or the the full amount off and you cant go wrong. Reviewed on: 21st February 2023

Good customer service

I can recommended zopa credit card I’m using from long time Reviewed on: 21st February 2023

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