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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service

The app is very good, and their app tells you the borrowing power you have. Great for building credit Reviewed on: 21st February 2023

Sunil Pancha

There are a very good creait card Reviewed on: 21st February 2023

Perfect credit card for me!

I’ve had this for a year now and it’s been such an easy process and hugely beneficial for my credit score, great customer service too! Reviewed on: 21st February 2023

Easy and Great Value

The Zopa credit card is great because it is a low interest rate, and yet very easy to apply for on the app they provided me for my loan. Great service so far! Reviewed on: 21st February 2023

Brilliant

Simply amazing and helpful , brilliant service and card Reviewed on: 21st February 2023

Great credit card

Had no issues using card and has helped build score Reviewed on: 21st February 2023

Affective

Very good card, easy to use, easy to track! Highly recommended Reviewed on: 21st February 2023

Excellent

Very helpful Excellent service Email regularly for an update Reviewed on: 21st February 2023

Great card

Brilliant credit card love it very good Reviewed on: 21st February 2023

Great fit credit building

Great customer service, great for building credit Reviewed on: 21st February 2023

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