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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent!

The company seems to be well up together. The app works brilliantly. No problems at all. All in all I write this company 10 out of 10 Reviewed on: 21st February 2023

Reliable company

Very friendly, helpful service. Reviewed on: 21st February 2023

It is such a great and helpful credit card

This credit card always was the best from others the app is amazing and easy to use and payments can be very easily. They even increased my credit limit after few months time which was amazing and very helpful and I would recommend to everyone to have one. Reviewed on: 21st February 2023

Pleased

Easy to set up app is easy to use and set up Reviewed on: 21st February 2023

Verdu good

Nice good and easy to use ❤️ i love it Reviewed on: 21st February 2023

Ease of service

Totally easy to use and operate super app and easy to manage Reviewed on: 21st February 2023

Quick easy to apply

Great app, quick to receive your card, decisions in fast time, recommend Reviewed on: 21st February 2023

Great service

The app is very good, and their app tells you the borrowing power you have. Great for building credit Reviewed on: 21st February 2023

Sunil Pancha

There are a very good creait card Reviewed on: 21st February 2023

Perfect credit card for me!

I’ve had this for a year now and it’s been such an easy process and hugely beneficial for my credit score, great customer service too! Reviewed on: 21st February 2023

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