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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy and Great Value

The Zopa credit card is great because it is a low interest rate, and yet very easy to apply for on the app they provided me for my loan. Great service so far! Reviewed on: 21st February 2023

Brilliant

Simply amazing and helpful , brilliant service and card Reviewed on: 21st February 2023

Great credit card

Had no issues using card and has helped build score Reviewed on: 21st February 2023

Affective

Very good card, easy to use, easy to track! Highly recommended Reviewed on: 21st February 2023

Excellent

Very helpful Excellent service Email regularly for an update Reviewed on: 21st February 2023

Great card

Brilliant credit card love it very good Reviewed on: 21st February 2023

Great fit credit building

Great customer service, great for building credit Reviewed on: 21st February 2023

Amazing company

I really like the Zopa credit card it's easy to use and has helped me through some tough days when my wage didn't quite reach till the next payday Reviewed on: 21st February 2023

One Stop for all your financial needs

Superb customer service and account usability via the app after being accepted for the credit card my credit rating increased and was also approved for a loan I have no qualms in recommending zopa 100% Reviewed on: 21st February 2023

Great company

It's easy to make repayment which reflects immediately on your card. Reviewed on: 21st February 2023

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