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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Pleased

Easy to set up app is easy to use and set up Reviewed on: 21st February 2023

Verdu good

Nice good and easy to use ❤️ i love it Reviewed on: 21st February 2023

Ease of service

Totally easy to use and operate super app and easy to manage Reviewed on: 21st February 2023

Quick easy to apply

Great app, quick to receive your card, decisions in fast time, recommend Reviewed on: 21st February 2023

Great service

The app is very good, and their app tells you the borrowing power you have. Great for building credit Reviewed on: 21st February 2023

Sunil Pancha

There are a very good creait card Reviewed on: 21st February 2023

Perfect credit card for me!

I’ve had this for a year now and it’s been such an easy process and hugely beneficial for my credit score, great customer service too! Reviewed on: 21st February 2023

Easy and Great Value

The Zopa credit card is great because it is a low interest rate, and yet very easy to apply for on the app they provided me for my loan. Great service so far! Reviewed on: 21st February 2023

Brilliant

Simply amazing and helpful , brilliant service and card Reviewed on: 21st February 2023

Great credit card

Had no issues using card and has helped build score Reviewed on: 21st February 2023

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