Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Amazing company

I really like the Zopa credit card it's easy to use and has helped me through some tough days when my wage didn't quite reach till the next payday Reviewed on: 21st February 2023

One Stop for all your financial needs

Superb customer service and account usability via the app after being accepted for the credit card my credit rating increased and was also approved for a loan I have no qualms in recommending zopa 100% Reviewed on: 21st February 2023

Great company

It's easy to make repayment which reflects immediately on your card. Reviewed on: 21st February 2023

Very good bank

Very pleased and happy with customer service and very helpful staff Reviewed on: 21st February 2023

Amazing

Love it best thing I've ever done Reviewed on: 21st February 2023

Great card

Great credit building card. Would highly recommend checking out one zopa’s great offers. Reviewed on: 21st February 2023

Excellent friendly service

Always explain everything good communication Reviewed on: 21st February 2023

Fast easy secure

Overall brilliant company, payments in are accepted almost instantly through their safe, secure and easy to use app. They are also very understanding when and if you’ll be late on a payment. Reviewed on: 21st February 2023

Amazing credit card

Nice and simple to use app, reasonable apr. All round good card Reviewed on: 21st February 2023

Easy to apply

I applied for my credit card with no issues, my account was set up in minutes and my card arrived by post less than a week later. Great service! Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub