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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Affective

5
Very good card, easy to use, easy to track! Highly recommended Reviewed on: 21st February 2023

Excellent

5
Very helpful Excellent service Email regularly for an update Reviewed on: 21st February 2023

Great card

5
Brilliant credit card love it very good Reviewed on: 21st February 2023

Great fit credit building

5
Great customer service, great for building credit Reviewed on: 21st February 2023

Amazing company

5
I really like the Zopa credit card it's easy to use and has helped me through some tough days when my wage didn't quite reach till the next payday Reviewed on: 21st February 2023

One Stop for all your financial needs

5
Superb customer service and account usability via the app after being accepted for the credit card my credit rating increased and was also approved for a loan I have no qualms in recommending zopa 100% Reviewed on: 21st February 2023

Great company

5
It's easy to make repayment which reflects immediately on your card. Reviewed on: 21st February 2023

Very good bank

5
Very pleased and happy with customer service and very helpful staff Reviewed on: 21st February 2023

Amazing

5
Love it best thing I've ever done Reviewed on: 21st February 2023

Great card

5
Great credit building card. Would highly recommend checking out one zopa’s great offers. Reviewed on: 21st February 2023

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