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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Credit card

Great guys recommend them good job Reviewed on: 21st February 2023

Brilliant customer focused service

The Zopa experience is very positive, people who really know people . Reviewed on: 21st February 2023

Easy to use

Easy to use app, easy to make payments, view balance, pin etc Good to use starting out building credit score back up Would recommend Reviewed on: 21st February 2023

Very pleased

I would recommend it to anyone I have a credit ard and my partner has a car credit ,we are very pleased Reviewed on: 21st February 2023

Great card for Everyday purchases

The card is good for Everyday purchases and the zopa app is user friendly which I like most Reviewed on: 21st February 2023

Honest review

Since using zopa I have been able to cut cost and manage my bills easily. From logging on to making payments and checking my balance everything is very straightforward. Reviewed on: 21st February 2023

The One of UK

When I was stuck with many payments. I just applied to Zopa; then their financial inspectors check that I am trustful but stuck at the moment, same day my card on app being activated. They save my life. Thanks Zopa Reviewed on: 21st February 2023

Excellent product

Easy to deal with. Simple application, usage and payments. Apple Pay compatible and very convenient Reviewed on: 21st February 2023

Credit management

Very well to manage, easy to manage with the app Reviewed on: 21st February 2023

Perfect card

Found this card easy to use and I can access anything I need. Helped my credit score too Reviewed on: 21st February 2023

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