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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good bank

Very pleased and happy with customer service and very helpful staff Reviewed on: 21st February 2023

Amazing

Love it best thing I've ever done Reviewed on: 21st February 2023

Great card

Great credit building card. Would highly recommend checking out one zopa’s great offers. Reviewed on: 21st February 2023

Excellent friendly service

Always explain everything good communication Reviewed on: 21st February 2023

Fast easy secure

Overall brilliant company, payments in are accepted almost instantly through their safe, secure and easy to use app. They are also very understanding when and if you’ll be late on a payment. Reviewed on: 21st February 2023

Amazing credit card

Nice and simple to use app, reasonable apr. All round good card Reviewed on: 21st February 2023

Easy to apply

I applied for my credit card with no issues, my account was set up in minutes and my card arrived by post less than a week later. Great service! Reviewed on: 21st February 2023

Credit card

Great guys recommend them good job Reviewed on: 21st February 2023

Brilliant customer focused service

The Zopa experience is very positive, people who really know people . Reviewed on: 21st February 2023

Easy to use

Easy to use app, easy to make payments, view balance, pin etc Good to use starting out building credit score back up Would recommend Reviewed on: 21st February 2023

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