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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Low interest and very reliable

I easily applied for credit card and with the low interest... really helps a lot Reviewed on: 21st February 2023

Great card, great company.

Fair and well managed company helping people in need. Reviewed on: 21st February 2023

Outstanding customer services

I was looking for a way to improve my credit score as I didn't take credit out so it looked like I wasn't credit worthy, I discovered zopa, they helped me to do this by offering me a lower amount which I was happy with, and I used the card wisely and payed back what I used each month, over a period of time this increased my score and my credit limit was extended to a higher amount, still using my card wisely and paying back each month. The customer service team are very helpful and explained how a cred card should be used, I haven't had any problems with them and would recommend, if you are wanted to strengthen your credit score speak to Zopa. Reviewed on: 21st February 2023

Great services

They are helpful and sufficient. I recommend Reviewed on: 21st February 2023

Great credit card! Super easy to use

From start to finish it was great! Reviewed on: 21st February 2023

No hassle

Best card company I've used hassle free no drama Reviewed on: 21st February 2023

Never increased credit

Got credit for thousands on other cards and this card won’t even give you more then £300, it’s a joke when your on 45k a year Reviewed on: 21st February 2023

Excellent product!

Great product! Would highly recommend and customer service very good. Reviewed on: 21st February 2023

Very good

I recommend all services. are useful agile with work Reviewed on: 21st February 2023

Swift

Helpful and timely when it was needed Reviewed on: 21st February 2023

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