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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent friendly service

Always explain everything good communication Reviewed on: 21st February 2023

Fast easy secure

Overall brilliant company, payments in are accepted almost instantly through their safe, secure and easy to use app. They are also very understanding when and if you’ll be late on a payment. Reviewed on: 21st February 2023

Amazing credit card

Nice and simple to use app, reasonable apr. All round good card Reviewed on: 21st February 2023

Easy to apply

I applied for my credit card with no issues, my account was set up in minutes and my card arrived by post less than a week later. Great service! Reviewed on: 21st February 2023

Credit card

Great guys recommend them good job Reviewed on: 21st February 2023

Brilliant customer focused service

The Zopa experience is very positive, people who really know people . Reviewed on: 21st February 2023

Easy to use

Easy to use app, easy to make payments, view balance, pin etc Good to use starting out building credit score back up Would recommend Reviewed on: 21st February 2023

Very pleased

I would recommend it to anyone I have a credit ard and my partner has a car credit ,we are very pleased Reviewed on: 21st February 2023

Great card for Everyday purchases

The card is good for Everyday purchases and the zopa app is user friendly which I like most Reviewed on: 21st February 2023

Honest review

Since using zopa I have been able to cut cost and manage my bills easily. From logging on to making payments and checking my balance everything is very straightforward. Reviewed on: 21st February 2023

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