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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great services

They are helpful and sufficient. I recommend Reviewed on: 21st February 2023

Great credit card! Super easy to use

From start to finish it was great! Reviewed on: 21st February 2023

No hassle

Best card company I've used hassle free no drama Reviewed on: 21st February 2023

Never increased credit

Got credit for thousands on other cards and this card won’t even give you more then £300, it’s a joke when your on 45k a year Reviewed on: 21st February 2023

Excellent product!

Great product! Would highly recommend and customer service very good. Reviewed on: 21st February 2023

Very good

I recommend all services. are useful agile with work Reviewed on: 21st February 2023

Swift

Helpful and timely when it was needed Reviewed on: 21st February 2023

Great !

Easy to arrange, friendly service Reviewed on: 21st February 2023

Credit card

Easy to apply and excellent customer service Reviewed on: 21st February 2023

Promotion

Voting for a chance to win £1000, otherwise Zopa interest rates have gone higher. Reviewed on: 21st February 2023

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