Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great !

Easy to arrange, friendly service Reviewed on: 21st February 2023

Credit card

Easy to apply and excellent customer service Reviewed on: 21st February 2023

Promotion

Voting for a chance to win £1000, otherwise Zopa interest rates have gone higher. Reviewed on: 21st February 2023

Great credit card service

Zopa is an easy credit card to use, great rates, brilliant app, easy to use and customer friendly. + offer great rates. Reviewed on: 21st February 2023

Giving me a chance

Zopa gave me a chance of receiving credit when others did not. Zopa gave me the chance to improve my credit rating and for that I am grateful. Reviewed on: 21st February 2023

Helpful

Easy to manage and use . Great for credit building Reviewed on: 21st February 2023

Good card easy to use

Very good card easy to use easy to apply and good credit limit Reviewed on: 21st February 2023

Great company!

Really smooth set up process and great app Reviewed on: 21st February 2023

Great Company

Quick, professional services. A no nonsense approach, just doing what they promised. Reviewed on: 21st February 2023

Awesome

It is really very helpful when you decide to save something. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.36 from 6 reviews
Credit card
from ASDA Money 2.70 from 105 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub