Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Credit card

5
Great card would recommend to anyone Reviewed on: 21st February 2023

trust

5
zoppa is the best bank, I recommend it to everyone with confidence. Reviewed on: 21st February 2023

Good

4
It's very good with lesser interest Reviewed on: 21st February 2023

Credit card

5
Simply quick and easy from start of application to Finish card arrived quickly an app is brilliant highly recommend Reviewed on: 21st February 2023

Mr N

5
So far i am satisfeid an good credit Card Reviewed on: 21st February 2023

The best card

5
The best card in london I used en europe Reviewed on: 21st February 2023

Excellent

5
A fast, easy process! Money when you need it! Good deal! Reviewed on: 21st February 2023

Great service. Constant updates. And real practical advice

5
Great practical advice. No unnecessary increases. They move at a slow pace for you to get familiar with your credit status Reviewed on: 21st February 2023

Card karma

5
A great card for great people in the greater scheme of things Reviewed on: 21st February 2023

My flexible friend and no messing

5
Easy to sign up and great mobile app to keep control of payments and spending. I don't leave home without it and helping me rebuild my credit rating after the pandemic - thankyou Zopa !!!! Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products