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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card service

Zopa is an easy credit card to use, great rates, brilliant app, easy to use and customer friendly. + offer great rates. Reviewed on: 21st February 2023

Giving me a chance

Zopa gave me a chance of receiving credit when others did not. Zopa gave me the chance to improve my credit rating and for that I am grateful. Reviewed on: 21st February 2023

Helpful

Easy to manage and use . Great for credit building Reviewed on: 21st February 2023

Good card easy to use

Very good card easy to use easy to apply and good credit limit Reviewed on: 21st February 2023

Great company!

Really smooth set up process and great app Reviewed on: 21st February 2023

Great Company

Quick, professional services. A no nonsense approach, just doing what they promised. Reviewed on: 21st February 2023

Awesome

It is really very helpful when you decide to save something. Reviewed on: 21st February 2023

Credit card

Great card would recommend to anyone Reviewed on: 21st February 2023

trust

zoppa is the best bank, I recommend it to everyone with confidence. Reviewed on: 21st February 2023

Good

It's very good with lesser interest Reviewed on: 21st February 2023

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