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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Never increased credit

Got credit for thousands on other cards and this card won’t even give you more then £300, it’s a joke when your on 45k a year Reviewed on: 21st February 2023

Excellent product!

Great product! Would highly recommend and customer service very good. Reviewed on: 21st February 2023

Very good

I recommend all services. are useful agile with work Reviewed on: 21st February 2023

Swift

Helpful and timely when it was needed Reviewed on: 21st February 2023

Great !

Easy to arrange, friendly service Reviewed on: 21st February 2023

Credit card

Easy to apply and excellent customer service Reviewed on: 21st February 2023

Promotion

Voting for a chance to win £1000, otherwise Zopa interest rates have gone higher. Reviewed on: 21st February 2023

Great credit card service

Zopa is an easy credit card to use, great rates, brilliant app, easy to use and customer friendly. + offer great rates. Reviewed on: 21st February 2023

Giving me a chance

Zopa gave me a chance of receiving credit when others did not. Zopa gave me the chance to improve my credit rating and for that I am grateful. Reviewed on: 21st February 2023

Helpful

Easy to manage and use . Great for credit building Reviewed on: 21st February 2023

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