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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fab very clear service

Very clear service on the app would definitely recommend Reviewed on: 21st February 2023

Very helpful

Very good customer service and good at updating me Reviewed on: 21st February 2023

Quick, no nonsense, no worries

Applications with zopa very understandable no hidden jargon, extremely responsive beyond belief, no silly question only important information, no waste of time follow up jargon, absolutely spot on. Reviewed on: 21st February 2023

Great card, great service, great value, life saver

like a friendly face or a dog with a waggy tail, will help you out in times of need. Not too expensive, just remember to pay the minimum or the the full amount off and you cant go wrong. Reviewed on: 21st February 2023

Good customer service

I can recommended zopa credit card I’m using from long time Reviewed on: 21st February 2023

Excellent!

The company seems to be well up together. The app works brilliantly. No problems at all. All in all I write this company 10 out of 10 Reviewed on: 21st February 2023

Reliable company

Very friendly, helpful service. Reviewed on: 21st February 2023

It is such a great and helpful credit card

This credit card always was the best from others the app is amazing and easy to use and payments can be very easily. They even increased my credit limit after few months time which was amazing and very helpful and I would recommend to everyone to have one. Reviewed on: 21st February 2023

Pleased

Easy to set up app is easy to use and set up Reviewed on: 21st February 2023

Verdu good

Nice good and easy to use ❤️ i love it Reviewed on: 21st February 2023

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