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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use

As a first credit card, zopa is stress free and incredibly easy to use i would recommend to anyone. Reviewed on: 21st February 2023

Dependable

Very good company great customer services Reviewed on: 21st February 2023

Simple

Very simple application and very easy app to use Reviewed on: 21st February 2023

Brilliant & Easy

Zopa offered me my credit card with the limit I asked for and the APR, despite my young age Reviewed on: 21st February 2023

Zopa has been very helpful

Zopa is a useful and helpful credit card and it helps me monthly Reviewed on: 21st February 2023

Great credit card company

Keeps you updated with every transaction Reviewed on: 21st February 2023

Thanks

The best credit card ……………..100%………… Reviewed on: 21st February 2023

Good service

Good service ,very fast and very easy Reviewed on: 21st February 2023

Easy, decent service

Great app, easy application process, easy to use and decent rates Reviewed on: 21st February 2023

Services

Fantastic services. Always prompt in responding Reviewed on: 21st February 2023

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