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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy, decent service

Great app, easy application process, easy to use and decent rates Reviewed on: 21st February 2023

Services

Fantastic services. Always prompt in responding Reviewed on: 21st February 2023

Excellent excellent excellent

I had quite a low credit score these guys gave me a chance and I’ve came on leaps and bounds Thankyou! Reviewed on: 21st February 2023

Easy app to use

The app is easy to use. So far not had any issues use my card any where Reviewed on: 21st February 2023

Excellent

My first credit card and everything has been easy to understand and well explained Reviewed on: 21st February 2023

Very friendly people

Good to talk too and very helpful all the time. Reviewed on: 21st February 2023

Awesome

Amazing project and easy to understand Reviewed on: 21st February 2023

Great service, helpful

Great way to build your credit score, safe and reliable online services. Reviewed on: 21st February 2023

Easy to use and great app

The app is easy to use and keeps me fully upto date with my balance and I'm able to pay off my balance quickly. If you have more products from Zopa, you can also view these at the same time on the app. Reviewed on: 21st February 2023

Credit Card

Best Credit Card I have used recently. Would recommend it Reviewed on: 21st February 2023

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