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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Total control

The Zopa credit card is so easy to manage thanks to the brilliant app that accompanies it .Great job Zopa Reviewed on: 21st February 2023

Excellent

Quick response when applying. Easy and clear app to use with lots of helpful and extra information. Reviewed on: 21st February 2023

Very good credit company and flexible.

My experience with with Zopa is very amazing easy to be with them. There always alert when you are due to pay them at end of the month. Reviewed on: 21st February 2023

Perfect

Perfect, excellent credit card, recommend for all Reviewed on: 21st February 2023

Classic credit card

This card is fantastic and the apr is very reasonable. The bank are sensible lenders and keen to help! Reviewed on: 21st February 2023

Brilliant company

Great customer service and helpful and friendly staff. Easy app to use and good rates of interest. The whole experience is stress free. Reviewed on: 21st February 2023

Great card

Good card to use and to payback. Easy app. Reviewed on: 21st February 2023

Perfect!

Amazing service, highly recommended for credit card users Reviewed on: 21st February 2023

Excellent and easy to use

Zopa have been excellent throughout, not had any issues whatsoever, would and have recommended to friends. Reviewed on: 21st February 2023

Great company

Offered me a credit card when my credit score was rubbish and others would not! Still with them after all this time. Reviewed on: 21st February 2023

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