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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service, helpful

Great way to build your credit score, safe and reliable online services. Reviewed on: 21st February 2023

Easy to use and great app

The app is easy to use and keeps me fully upto date with my balance and I'm able to pay off my balance quickly. If you have more products from Zopa, you can also view these at the same time on the app. Reviewed on: 21st February 2023

Credit Card

Best Credit Card I have used recently. Would recommend it Reviewed on: 21st February 2023

Very good repayments that suit the customer.

Easy to apply and repayments are easy to make through the App. Reviewed on: 21st February 2023

its amazing

Easy to understand details when applying for the card Reviewed on: 21st February 2023

Easy and helpul

Zopa is easy credit to use. The app helps you manage your finances and the recommendations help with credit building. Reviewed on: 21st February 2023

Every good

I happy with zopa credit card and company give very good service and customer service is nice and they deal with customers with good manners Reviewed on: 21st February 2023

Total control

The Zopa credit card is so easy to manage thanks to the brilliant app that accompanies it .Great job Zopa Reviewed on: 21st February 2023

Excellent

Quick response when applying. Easy and clear app to use with lots of helpful and extra information. Reviewed on: 21st February 2023

Very good credit company and flexible.

My experience with with Zopa is very amazing easy to be with them. There always alert when you are due to pay them at end of the month. Reviewed on: 21st February 2023

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