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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good repayments that suit the customer.

Easy to apply and repayments are easy to make through the App. Reviewed on: 21st February 2023

its amazing

Easy to understand details when applying for the card Reviewed on: 21st February 2023

Easy and helpul

Zopa is easy credit to use. The app helps you manage your finances and the recommendations help with credit building. Reviewed on: 21st February 2023

Every good

I happy with zopa credit card and company give very good service and customer service is nice and they deal with customers with good manners Reviewed on: 21st February 2023

Total control

The Zopa credit card is so easy to manage thanks to the brilliant app that accompanies it .Great job Zopa Reviewed on: 21st February 2023

Excellent

Quick response when applying. Easy and clear app to use with lots of helpful and extra information. Reviewed on: 21st February 2023

Very good credit company and flexible.

My experience with with Zopa is very amazing easy to be with them. There always alert when you are due to pay them at end of the month. Reviewed on: 21st February 2023

Perfect

Perfect, excellent credit card, recommend for all Reviewed on: 21st February 2023

Classic credit card

This card is fantastic and the apr is very reasonable. The bank are sensible lenders and keen to help! Reviewed on: 21st February 2023

Brilliant company

Great customer service and helpful and friendly staff. Easy app to use and good rates of interest. The whole experience is stress free. Reviewed on: 21st February 2023

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