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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Great company

5
Great company very helpful clear app so can see what I’m spending and how much I owe Reviewed on: 21st February 2023
Donna Parr's avatar
Donna Parr

Great service

5
Instant payment updates great app interaction and overall ease of use Reviewed on: 21st February 2023
Andre Butler's avatar
Andre Butler

Excellent

5
This app helped me when I’m out of cash Really helped me in many situations I like zopa. Reviewed on: 21st February 2023
Yashpal's avatar
Yashpal

Great card

5
Great card, great communication and app is easy and good to use Reviewed on: 21st February 2023
craig.watson13@sky.com's avatar
[email protected]

Excellent product

5
Great credit card provider. Brilliant app and extremely fast payment system. Second to none. Reviewed on: 21st February 2023
Grant Hutton 's avatar
Grant Hutton

easier to manager then other providers

5
I was surprised to the ease of mobile devise usage. Regular balance and statement advice and information on how to improve your credit score. Yes, I recommend Zopa. Reviewed on: 21st February 2023
keith's avatar
keith

Credit card

5
I've had a credit card with zopa for a while now very easy to apply and easy app navigation customer service is brilliant helpful and friendly staff extremely professional Reviewed on: 21st February 2023
Kim Freeman's avatar
Kim Freeman

Simple, transparent, smooth

5
Zopa has been super simple across the whole process. I find the account easy to manage through their great app. Reviewed on: 21st February 2023
Ellis Holland's avatar
Ellis Holland

Great card

5
I have found Zopa to be an great card to manage - app is easy to use, and offers other services from Zopa as well as the credit card itself. Reviewed on: 21st February 2023
Jon Knowles's avatar
Jon Knowles

Very easy experience.

5
My credit score was basically nothing and was surprised by the limit they gave me when no one else would give me a chance. I highly recommend. Very easy process, easy to make payment's and keep track of your account. Couldn't recommend them enough. Reviewed on: 21st February 2023
NatWood2102's avatar
NatWood2102

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