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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Perfect

5
Perfect, excellent credit card, recommend for all Reviewed on: 21st February 2023
Adriano Pedroso 's avatar
Adriano Pedroso

Classic credit card

5
This card is fantastic and the apr is very reasonable. The bank are sensible lenders and keen to help! Reviewed on: 21st February 2023
Nicola Main's avatar
Nicola Main

Brilliant company

5
Great customer service and helpful and friendly staff. Easy app to use and good rates of interest. The whole experience is stress free. Reviewed on: 21st February 2023
Lesley Harris's avatar
Lesley Harris

Great card

5
Good card to use and to payback. Easy app. Reviewed on: 21st February 2023
Marta Sobczak's avatar
Marta Sobczak

Perfect!

5
Amazing service, highly recommended for credit card users Reviewed on: 21st February 2023
jasper's avatar
jasper

Excellent and easy to use

5
Zopa have been excellent throughout, not had any issues whatsoever, would and have recommended to friends. Reviewed on: 21st February 2023
Dan Brittain's avatar
Dan Brittain

Great company

5
Offered me a credit card when my credit score was rubbish and others would not! Still with them after all this time. Reviewed on: 21st February 2023
Elizabeth Stephens's avatar
Elizabeth Stephens

Great company

5
Great company very helpful clear app so can see what I’m spending and how much I owe Reviewed on: 21st February 2023
Donna Parr's avatar
Donna Parr

Great service

5
Instant payment updates great app interaction and overall ease of use Reviewed on: 21st February 2023
Andre Butler's avatar
Andre Butler

Excellent

5
This app helped me when I’m out of cash Really helped me in many situations I like zopa. Reviewed on: 21st February 2023
Yashpal's avatar
Yashpal

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