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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great card

5
Great card, great communication and app is easy and good to use Reviewed on: 21st February 2023
craig.watson13@sky.com's avatar
[email protected]

Excellent product

5
Great credit card provider. Brilliant app and extremely fast payment system. Second to none. Reviewed on: 21st February 2023
Grant Hutton 's avatar
Grant Hutton

easier to manager then other providers

5
I was surprised to the ease of mobile devise usage. Regular balance and statement advice and information on how to improve your credit score. Yes, I recommend Zopa. Reviewed on: 21st February 2023
keith's avatar
keith

Credit card

5
I've had a credit card with zopa for a while now very easy to apply and easy app navigation customer service is brilliant helpful and friendly staff extremely professional Reviewed on: 21st February 2023
Kim Freeman's avatar
Kim Freeman

Simple, transparent, smooth

5
Zopa has been super simple across the whole process. I find the account easy to manage through their great app. Reviewed on: 21st February 2023
Ellis Holland's avatar
Ellis Holland

Great card

5
I have found Zopa to be an great card to manage - app is easy to use, and offers other services from Zopa as well as the credit card itself. Reviewed on: 21st February 2023
Jon Knowles's avatar
Jon Knowles

Very easy experience.

5
My credit score was basically nothing and was surprised by the limit they gave me when no one else would give me a chance. I highly recommend. Very easy process, easy to make payment's and keep track of your account. Couldn't recommend them enough. Reviewed on: 21st February 2023
NatWood2102's avatar
NatWood2102

My first credit card

5
Great app and as titled was my first credit card. Since then my credit rating has improved and so thankyou for believing and trusting in me! Reviewed on: 21st February 2023
Paul Saville's avatar
Paul Saville

Simple, straightforward,

5
Simple, straightforward and easy to use Reviewed on: 21st February 2023
Anthony Ribeiro's avatar
Anthony Ribeiro

Excellent service

5
Very easy to apply for an account with them for a credit card Reviewed on: 21st February 2023
Patricia Main's avatar
Patricia Main

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