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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

My first credit card

Great app and as titled was my first credit card. Since then my credit rating has improved and so thankyou for believing and trusting in me! Reviewed on: 21st February 2023

Simple, straightforward,

Simple, straightforward and easy to use Reviewed on: 21st February 2023

Excellent service

Very easy to apply for an account with them for a credit card Reviewed on: 21st February 2023

To card provider

Zopa have been tremendous tbf. Easy to contact.. Great customer service… Great customer support… Can’t fault them at all… Reviewed on: 21st February 2023

Great service

Great service, friendly staff, simple to use app Reviewed on: 21st February 2023

Great card

Great card to help build your credit score and an app that is very easy to use. Would recommend this to anyone Reviewed on: 21st February 2023

Customer satisfaction

Honestly have to say getting credit card with Zopa wS so easy and quick excellent customer services and very quick process would highly recommend this company Reviewed on: 21st February 2023

Flexible way to pay

It is Apple Pay comparable Easy to use customer app Reminders for payment due Easy to make additional or one off payments online Reasonable interest rates Credit allowance regulated Reviewed on: 21st February 2023

Fantastic service

Zopa has always been very easy to use, and with no hidden costs or surprising costs Reviewed on: 21st February 2023

Brilliant

Easy and straight forward. Happy with the service Reviewed on: 21st February 2023

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