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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card company

Keeps you updated with every transaction Reviewed on: 21st February 2023

Thanks

The best credit card ……………..100%………… Reviewed on: 21st February 2023

Good service

Good service ,very fast and very easy Reviewed on: 21st February 2023

Easy, decent service

Great app, easy application process, easy to use and decent rates Reviewed on: 21st February 2023

Services

Fantastic services. Always prompt in responding Reviewed on: 21st February 2023

Excellent excellent excellent

I had quite a low credit score these guys gave me a chance and I’ve came on leaps and bounds Thankyou! Reviewed on: 21st February 2023

Easy app to use

The app is easy to use. So far not had any issues use my card any where Reviewed on: 21st February 2023

Excellent

My first credit card and everything has been easy to understand and well explained Reviewed on: 21st February 2023

Very friendly people

Good to talk too and very helpful all the time. Reviewed on: 21st February 2023

Awesome

Amazing project and easy to understand Reviewed on: 21st February 2023

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