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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent

My first credit card and everything has been easy to understand and well explained Reviewed on: 21st February 2023

Very friendly people

Good to talk too and very helpful all the time. Reviewed on: 21st February 2023

Awesome

Amazing project and easy to understand Reviewed on: 21st February 2023

Great service, helpful

Great way to build your credit score, safe and reliable online services. Reviewed on: 21st February 2023

Easy to use and great app

The app is easy to use and keeps me fully upto date with my balance and I'm able to pay off my balance quickly. If you have more products from Zopa, you can also view these at the same time on the app. Reviewed on: 21st February 2023

Credit Card

Best Credit Card I have used recently. Would recommend it Reviewed on: 21st February 2023

Very good repayments that suit the customer.

Easy to apply and repayments are easy to make through the App. Reviewed on: 21st February 2023

its amazing

Easy to understand details when applying for the card Reviewed on: 21st February 2023

Easy and helpul

Zopa is easy credit to use. The app helps you manage your finances and the recommendations help with credit building. Reviewed on: 21st February 2023

Every good

I happy with zopa credit card and company give very good service and customer service is nice and they deal with customers with good manners Reviewed on: 21st February 2023

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