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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple and easy

Getting the card was simple, the app is super simple. Also it has so many added things to help improve you credit score. Really happy! Reviewed on: 21st February 2023

Best ever App for a credit card

Best ever App for a credit card, have other credits cards as well but the balance and transactions don't get updated as quickly as it is for Zopa Reviewed on: 21st February 2023

Amazing credit card

Zopa credit card is family friendly credit card that will recommend for family and friends Reviewed on: 21st February 2023

Great

Good credit card to use anywhere. Flexible payment options. Reviewed on: 21st February 2023

What I like about Zopa

Zopa helps to get there customers great value they explain everything to you and if you need help there’s always someone well mannered customer services employee to lend a helping hand and give you great advice Reviewed on: 21st February 2023

Credit card

Highly recommended for building credit score Reviewed on: 21st February 2023

easy use

Overall good experience using this credit card. Helpful during the abroad trips Reviewed on: 21st February 2023

Never the issue

I am Zopa's customer for quite a while now and always used it via app. It's incredibly easy for me that way. I can monitor my payments in and out and also access other services. I hadn't had any issue at all so far. Would definitely recommend it to anyone. Reviewed on: 21st February 2023

Satisfied Customer

Good Customer Service, Super-Fast-Balance Up-Dating, Would Recommend, Great Card Reviewed on: 21st February 2023

Brilliant

Easy to manage, great customer service! Reviewed on: 21st February 2023

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