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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Simple

Very simple application and very easy app to use Reviewed on: 21st February 2023

Brilliant & Easy

Zopa offered me my credit card with the limit I asked for and the APR, despite my young age Reviewed on: 21st February 2023

Zopa has been very helpful

Zopa is a useful and helpful credit card and it helps me monthly Reviewed on: 21st February 2023

Great credit card company

Keeps you updated with every transaction Reviewed on: 21st February 2023

Thanks

The best credit card ……………..100%………… Reviewed on: 21st February 2023

Good service

Good service ,very fast and very easy Reviewed on: 21st February 2023

Easy, decent service

Great app, easy application process, easy to use and decent rates Reviewed on: 21st February 2023

Services

Fantastic services. Always prompt in responding Reviewed on: 21st February 2023

Excellent excellent excellent

I had quite a low credit score these guys gave me a chance and I’ve came on leaps and bounds Thankyou! Reviewed on: 21st February 2023

Easy app to use

The app is easy to use. So far not had any issues use my card any where Reviewed on: 21st February 2023

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