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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Absolutely brilliant

Couldn't be a better place to get a credit card from so easy to use Reviewed on: 21st February 2023

Zopa highly recommended

Only ever had a good experience with Zopa! Reviewed on: 21st February 2023

Very Good! Thanks!

Very Good! Thanks ! Very Good! Thanks! Very Good! Thanks! Reviewed on: 21st February 2023

Simple and easy

Getting the card was simple, the app is super simple. Also it has so many added things to help improve you credit score. Really happy! Reviewed on: 21st February 2023

Best ever App for a credit card

Best ever App for a credit card, have other credits cards as well but the balance and transactions don't get updated as quickly as it is for Zopa Reviewed on: 21st February 2023

Amazing credit card

Zopa credit card is family friendly credit card that will recommend for family and friends Reviewed on: 21st February 2023

Great

Good credit card to use anywhere. Flexible payment options. Reviewed on: 21st February 2023

What I like about Zopa

Zopa helps to get there customers great value they explain everything to you and if you need help there’s always someone well mannered customer services employee to lend a helping hand and give you great advice Reviewed on: 21st February 2023

Credit card

Highly recommended for building credit score Reviewed on: 21st February 2023

easy use

Overall good experience using this credit card. Helpful during the abroad trips Reviewed on: 21st February 2023

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